502 Main St, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 502 Main St, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,689 sqft · built 1988
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on File
Last Sale	$2,200,000 (Nov 2024)
Tax Bill	$15,953 (2025)
Deeds & Mortgages	Nov 2024 Sale May 2019 Refinance + 1 more
Flood Zone	Zone VE (high risk)
APN	`329600`

Property Details

APN / Parcel Number

Primary APN	`329600`
Alternative APN	`OSAY M:023 B:003 L:1`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,689 sqft Living Area
Gross Area	6,677 sqft
1st Floor Area	1,703 sqft
Attic	Attic
Attic Area	1,919 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	60,984 sqft (1.4 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	329600
Street Address	502 MAIN ST
City	OLD SAYBROOK
State	CT
Zip	06475-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	3
Legal Lot Number	1
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	1
Census Block	1006
Census Tract	670200

Owner

502 Main St is owned and occupied by two individuals who bought it in November 2024.

Source: Old Saybrook Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	502 MAIN ST, OLD SAYBROOK, CT 06475-2530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2024	Warranty Deed, Transfer
May 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ACHIEVE FINANCIAL CU
Nov 4, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2024 · Amount on File
Deed Sale	Nov 15, 2024 · Amount on File
Prior Sale	Nov 4, 2020 · Amount on File
Deed Book / Page	695 / 137
Record Updated	Sep 20, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Nov 15, 2024
Property Address	502 MAIN ST, OLD SAYBROOK, CT 06475-2530
Document Number	000695-137
Book / Page	695 / 137
Instrument Date	Nov 7, 2024
Transaction Type	Transfer
Record Updated	Nov 27, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	502 MAIN ST, OLD SAYBROOK, CT 06475-2530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	641-164
Date	May 10, 2019
Book Page	641/164

Lender

Name	ACHIEVE FINANCIAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2039

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Nov 4, 2020
Property Address	502 MAIN ST, OLD SAYBROOK, CT 06475-2530
Document Number	656-445
Book / Page	656 / 445
Instrument Date	Oct 27, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	656448
Date	Nov 4, 2020
Instrument	656/448

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 502 Main St was $15,953.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,953.00	$1,029,200 Land $438,500 Building $590,700	$720,440 Land $306,950 Building $413,490
2024	$15,953.00 (+15.29%)
2023	$13,837.00 (+1.89%)	$676,300 (-) Land $297,300 Building $379,000
2022	$13,580.00	$676,300 Land $297,300 Building $379,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 502 Main St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	CT-07 “Griswold Point”
Unit Type	System Unit
Designated	Nov 25, 2024
NFIP Eligibility	Eligible (built 1988) built before the Nov 25, 2025 cutoff

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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