488 Main St, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 488 Main St, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,712 sqft · built 1870
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on File
Last Sale	$870,000 (Sep 2021)
Tax Bill	$12,938 (2025)
Deeds & Mortgages	Sep 2024 Line of Credit Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`OSAY M:023 B:002 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:023 B:002 L`
Alternative APN	`329400`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,712 sqft Living Area
Gross Area	5,837 sqft
1st Floor Area	1,407 sqft
Attic	Attic
Attic Area	1,020 sqft
Basement Area	1,347 sqft
Unfinished Basement	1,347 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	33,541 sqft (0.77 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	329400
Street Address	488 MAIN ST
City	OLD SAYBROOK
State	CT
Zip	06475-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	2
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	1
Census Block	1006
Census Tract	670200

Owner

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	488 MAIN ST, OLD SAYBROOK, CT 06475-2530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2024	Deed of Trust, Mortgage · Line of Credit LIBERTY BANK
Sep 14, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Apr 5, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HAMMONASSET CONST LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 14, 2021 · Amount on Record
Deed Sale	Sep 14, 2021 · Amount on Record
Prior Sale	Apr 5, 2021 · Amount on Record
Deed Book / Page	668 / 743
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	488 MAIN ST, OLD SAYBROOK, CT 06475-2530
Transaction Type	Mortgage
Record Updated	Oct 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000694-63
Date	Sep 26, 2024
Book Page	694/63

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Sep 14, 2021
Property Address	488 MAIN ST, OLD SAYBROOK, CT 06475-2530
Document Number	668-743
Book / Page	668 / 743
Instrument Date	Sep 13, 2021
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	668746
Date	Sep 14, 2021
Instrument	668/746

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Apr 5, 2021
Property Address	488 MAIN ST, OLD SAYBROOK, CT 06475-2530
Document Number	662-302
Book / Page	662 / 302
Instrument Date	Mar 31, 2021
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	662305
Date	Apr 5, 2021
Instrument	662/305

Lender

Name	HAMMONASSET CONST LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,938.00	$834,700 (+27.09%) Land $328,400 Building $506,300	$584,290 Land $229,880 Building $354,410
2024	$12,938.00 (-3.68%)
2023	$13,432.00 (+1.84%)	$656,800 (-) Land $222,400 Building $434,400
2022	$13,189.00	$656,800 Land $222,400 Building $434,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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