San Diego County property record for 502 Ledge St, San Marcos, CA 92078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,069 sqft · built 2018 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $3,000,000 (Jan 2022) |
| Tax Bill | $36,282 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Feb 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 679-229-46-00 |
| Primary APN | 679-229-46-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,069 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 26,572 sqft (0.61 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 502 LEDGE ST |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-2840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPA |
| Legal Description | LOT 24 TR 016023 |
| Legal Subdivision | SAN MARCOS ESTATES |
| Legal Tract | 016023 |
| Legal Block | 4 |
| Legal Lot Number | 24 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20044 |
Source: San Diego County records · APN 679-229-46-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 883 W GOODRICH PL, PALATINE, IL 60067-2253 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jan 11, 2022 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Feb 17, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jul 21, 2020 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Apr 16, 2020 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jul 20, 2018 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU |
| Jul 03, 2018 | Grant Deed, Subdivision Related Transfer CALIFORNIA COAST CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 11, 2022 · Amount on Record |
| Deed Sale | Jan 11, 2022 · Amount on Record |
| Prior Sale | Jul 03, 2018 · Amount on Record |
| Deed Document Number | 202215404 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 11, 2022 |
| Property Address | 502 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000015404 |
| Map Reference | MAP 16023 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 2022-0015404 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2022 |
| Title Company | TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 883 W GOODRICH PL, PALATINE, IL 60067-2253 |
| Document Number | 0000015405 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 2022-0015405 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 502 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Title Company | NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 502 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000122673 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021-0122673 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 502 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000391029 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 2020-0391029 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 31, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 502 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000201088 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2020 |
| Title Company | NAVY FEDERAL TITLE/CALIFORNIA, NAVY FED'L TITLE/CALIFORNIA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 502 LEDGE ST SAN MARCOS CA 920782840, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000201088 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 201088 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 502 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000304598 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 502 LEDGE ST SAN MARCOS CA 920782840, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000304598 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 304598 |
| Name | CALIFORNIA COAST CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92150-2080 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 25, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 03, 2018 |
| Property Address | 502 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000270505 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 270505 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | FNTG BUILDER SERVICES, FNTG BUILDER SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,704.45 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 502 LEDGE ST SAN MARCOS CA 920782840, SAN MARCOS, CA 92078-2840 |
| Document Number | 270506 |
|---|---|
| Date | Jul 03, 2018 |
| Instrument | 270506 |
| Name | CALIFORNIA COAST CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92150-2080 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 02, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,247,296 (+2%) Land $2,164,864 Building $1,082,432 | |
| 2025 | $36,282.00 (+10.51%) | $3,183,624 (+6.73%) Land $2,122,416 Building $1,061,208 |
| 2023 | $32,831.00 (+78.72%) | $2,983,000 Land $1,988,000 Building $995,000 |
| 2022 | $18,370.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | High above 76% of the US · above 52% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Spectrum Cable | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
May also be available: T-Mobile USA.
Based on FCC filings for 142 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VALLECITOS WD serves 114,700 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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