513 Ledge St, San Marcos, CA 92078 Property Records

San Diego County property record for 513 Ledge St, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,562 sqft · built 2018
Lot Size	0.464 acres (20,203 sqft)
Owner	Individual Name on Record
Last Sale	$1,626,500 (May 2018)
Tax Bill	$22,055 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`679-229-30-00`

Property Details

APN / Parcel Number

Primary APN	`679-229-30-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,562 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	20,203 sqft (0.464 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	513 LEDGE ST
City	SAN MARCOS
State	CA
Zip	92078-2840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 8 TR 016023
Legal Subdivision	SAN MARCOS ESTATES
Legal Tract	016023
Legal Block	4
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4000
Census Tract	20044

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	513 LEDGE ST, SAN MARCOS, CA 92078-2840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jun 6, 2022	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Nov 18, 2019	Deed of Trust, Mortgage US BK
May 11, 2018	Quit Claim Deed, Transfer FNTG BLDR SERVICES NB
May 11, 2018	Grant Deed, Subdivision Related Transfer FIDELITY NATIONAL TITLE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2018 · Amount on Record
Deed Sale	May 11, 2018 · Amount on Record
Prior Sale	Dec 2, 2015 · Amount on Record
Deed Document Number	2018191295
Prior Transfer Date	May 9, 2018
Prior Transfer Doc	0000191296
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	513 LEDGE ST, SAN MARCOS, CA 92078-2840
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SOLIDIFI CRAIG BURNS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000304767
Date	Jul 26, 2018
Instrument	2018-0304767

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	513 LEDGE ST, SAN MARCOS, CA 92078-2840
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 LEDGE ST, SAN MARCOS, CA 92078-2840

Mortgage

Document Number	0000102563
Date	Feb 10, 2021
Instrument	2021-0102563

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	513 LEDGE ST, SAN MARCOS, CA 92078-2840
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 LEDGE ST, SAN MARCOS, CA 92078-2840

Mortgage

Document Number	0000236643
Date	Jun 6, 2022
Instrument	2022-0236643

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	ROSEVILLE, CA 95747

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	513 LEDGE ST, SAN MARCOS, CA 92078-2840
Document Number	0000545130
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	513 LEDGE ST SAN MARCOS CA 920782840, SAN MARCOS, CA 92078-2840

Mortgage

Document Number	0000545130
Date	Nov 22, 2019
Instrument	545130

Lender

Name	US BK
Type	Bank
Address	4801 FREDERICA ST, OWENSBORO, KY 42301-7441

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2018
Property Address	513 LEDGE ST, SAN MARCOS, CA 92078-2840
Document Number	0000191296
Instrument Date	May 9, 2018
Instrument	191296
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	FNTG BLDR SERVICES NB

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	513 LEDGE ST SAN MARCOS CA 920782840, SAN MARCOS, CA 92078-2840

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2018
Property Address	513 LEDGE ST, SAN MARCOS, CA 92078-2840
Document Number	0000191295
Map Reference	MAP 16023
Instrument Date	Apr 11, 2018
Instrument	2018-0191295
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE GROU

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 LEDGE ST, SAN MARCOS, CA 92078-2840

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,948,891 (+2%) Land $632,402 Building $1,316,489
2025	$22,055.00 (+7.79%) Homeowner's exemption	$1,910,678 (+4.04%) Land $620,002 Building $1,290,676
2023	$20,461.00 (+1.85%) Homeowner's exemption	$1,836,486 Land $595,928 Building $1,240,558
2022	$20,089.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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