Kane County property record for 502 Grace St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,128 sqft · built 1894 |
| Lot Size | 0.198 acres (8,646 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $21,500 (May 2012) |
| Tax Bill | $4,618 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-251-019 |
| Primary APN | 06-24-251-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,128 sqft Living Area |
| Gross Area | 1,788 sqft |
| Basement Area | 660 sqft |
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1894 |
| Construction Type | Frame |
| Lot Area | 8,646 sqft (0.198 acres) |
| Lot Dimensions | 131 ft deep x 66 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Water Source | Commercial |
| Street Address | 502 GRACE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROTE & WALDRONS ADDN LOT 1 BLOCK 2 |
| Legal Subdivision | GROTE&WALDRONS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 851400 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 502 GRACE ST, ELGIN, IL 60120-7837 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 13, 2018 | Deed of Trust, Mortgage · Commercial Mortgage AMERICAN COMMUNITY BANK & TRUST |
| Mar 13, 2018 | Deed of Trust, Mortgage · Commercial Mortgage AMERICAN COMMUNITY BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2012 · Amount on Record |
| Deed Sale | May 14, 2012 · Amount on Record |
| Prior Sale | Dec 14, 2011 |
| Deed Document Number | 201231183 |
| Last Transfer Date | Jun 1, 2012 |
| Transfer Doc | 0000035674 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 502 GRACE ST, ELGIN, IL 60120-7837 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | HERITAGE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000011583 |
|---|---|
| Date | Mar 13, 2018 |
| Instrument | 2018K011583 |
| Name | AMERICAN COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WOODSTOCK, IL 60098 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 502 GRACE ST, ELGIN, IL 60120-7837 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | HERITAGE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000011555 |
|---|---|
| Date | Mar 13, 2018 |
| Instrument | 2018K011555 |
| Name | AMERICAN COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WOODSTOCK, IL 60098 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,618.00 (+15.94%) | $60,540 (+8.57%) Land $14,262 Building $46,278 | $181,693 (+8.57%) Land $42,803 Building $138,890 |
| 2024 | $55,761 (+21.39%) Land $13,136 Building $42,625 | $167,350 (+21.44%) Land $39,424 Building $127,926 | |
| 2022 | $3,983.00 (+3.97%) | $45,934 (+6.96%) Land $10,821 Building $35,113 | $137,802 (+6.96%) Land $32,463 Building $105,339 |
| 2021 | $3,831.00 | $42,945 Land $10,117 Building $32,828 | $128,835 Land $30,351 Building $98,484 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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