Drew County property record for 502 E Gaines St, Monticello, AR 71655
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,168 sqft · built 1955 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $115 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 703-00307-000-C |
| Primary APN | 703-00307-000-C |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,168 sqft Total Area |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1955 |
|---|---|
| Exterior Material | Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Foundation Type | Block |
| Roof Material | Tar & Gravel |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 85 ft deep x 52 ft wide |
| Cooling System | None |
|---|
| Account Number | 2221.0 |
|---|---|
| Street Address | 502 E GAINES ST |
| City | MONTICELLO |
| State | AR |
| Zip | 71655-5006 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | PT LT 1 BLK 97 (52.5 X 80) |
| Legal Range | 07 |
| Legal Township | 12 |
| Legal Section | 26 |
| Legal Subdivision | MONTICELLO ORIGINAL |
| Legal Block | 97 |
| Legal Lot Number | 1 |
| Jurisdiction | DREW AR |
| Township / Civil Division | MARION |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 490400 |
502 E Gaines St, a commercial property, is owned by an individual who acquired it in July 2022.
Source: Drew County records, as of October 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 420 N SPEER ST, MONTICELLO, AR 71655-5800 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 7, 2022 |
| Transfer Doc | 0000106498 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DREW AR |
| Property Address | 502 E GAINES ST, MONTICELLO, AR 71655-5006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 219 KENNEDY BLVD, MONTICELLO, AR 71655-4273 |
| Document Number | 0000108153 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 108153 |
| Name | COMMERCIAL BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 7, 2028 |
The 2025 property tax bill for 502 E Gaines St was $115.
Source: Drew County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Drew County |
| Municipality | Monticello City |
| Unified School District | Monticello School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $115.00 | $2,320 Land $1,560 Building $760 | |
| 2023 | $112.00 | $2,320 Land $1,560 Building $760 | $11,600 Land $7,800 Building $3,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 502 E Gaines St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2009–2022) |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 502 E Gaines St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTICELLO WATER DEPARTMENT serves 8,442 people · EPA ID AR0000184 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Vyve Broadband Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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