Drew County property record for 440 E Gaines St, Monticello, AR 71655
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2 ba · 1,500 sqft · built 1965 |
| Lot Size | 0.839 acres (36,590 sqft) |
| Owner | Individual Name on File |
| Last Sale | $82,000 (Oct 2007) |
| Tax Bill | $620 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 703-00325-000-C |
| Primary APN | 703-00325-000-C |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,500 sqft Total Area |
| Gross Area | 2,652 sqft |
| 1st Floor Area | 1,152 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Metal |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 36,590 sqft (0.839 acres) |
| Canopy | 360 sqft |
| Storage Building | 540 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 83209.0 |
|---|---|
| Street Address | 440 E GAINES ST |
| City | MONTICELLO |
| State | AR |
| Zip | 71655-5004 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LOT:4 BLK:101 DIST:703 CITY/MUNI/TWP:MONTICELLO SUBD:MONTICELLO ORIGINAL SEC/TWN/RNG/MER:SEC 26 TWN 12 RNG 07 |
| Legal Range | 07 |
| Legal Township | 12 |
| Legal Section | 26 |
| Legal Subdivision | MONTICELLO ORIGINAL |
| Legal Block | 101 |
| Legal Lot Number | 4 |
| Jurisdiction | DREW AR |
| Township / Civil Division | MARION |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 490400 |
440 E Gaines St, a commercial property, is owned by an individual who bought it in October 2007.
Source: Drew County records, as of October 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 154 HAYNIEVILLE LN, MONTICELLO, AR 71655-8934 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2007 · Amount on File |
| Deed Sale | Oct 4, 2007 · Amount on File |
| Deed Document Number | 2007-063516 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 440 E Gaines St was $620.
Source: Drew County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Drew County |
| Municipality | Monticello City |
| Unified School District | Monticello School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $620.00 | $12,450 Land $2,940 Building $9,510 | |
| 2023 | $603.00 | $12,450 Land $2,940 Building $9,510 | $62,250 Land $14,700 Building $47,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 440 E Gaines St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2009–2022) |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 E Gaines St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTICELLO WATER DEPARTMENT serves 8,442 people · EPA ID AR0000184 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Vyve Broadband Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures