502 E Chicago Rd, Sturgis, MI 49091 Property Records

St. Joseph County property record for 502 E Chicago Rd, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,386 sqft
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Jul 2017)
Tax Bill	$2,359 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052-650-146-00`

Property Details

APN / Parcel Number

Primary APN	`052-650-146-00`

Interior

Full Baths	2 Baths
Building Area	2,386 sqft Building Perimeter
1st Floor Area	1,391 sqft
Basement Area	1,391 sqft
Unfinished Basement	1,391 sqft

Exterior

Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	121 ft deep x 64.5 ft wide
Garage Area	768 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	502 E CHICAGO RD
City	STURGIS
State	MI
Zip	49091-1848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK 8. WAIT & MILLER ADD. CITY OF STURGIS.
Legal Subdivision	WAIT & MILLER ADD CITY OF STURGIS
Legal Block	8
Legal Lot Number	16
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	3
Census Block	3016
Census Tract	40800

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	502 E CHICAGO RD, STURGIS, MI 49091-1848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC UNION FINANCIAL LLC
Jul 12, 2017	Warranty Deed, Transfer WEST MI REALTORS TITLE, WEST MI REALTORS TITLE CO
Mar 31, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2017 · Amount on Record
Deed Sale	Jul 12, 2017 · Amount on Record
Prior Sale	Apr 13, 2005 · Amount on Record
Deed Book / Page	1877 / 221
Prior Transfer Date	Mar 29, 2017
Prior Transfer Doc	01864/0065
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	502 E CHICAGO RD, STURGIS, MI 49091-1848
Transaction Type	Mortgage
Record Updated	Jun 28, 2022
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01877/0328
Date	Jul 13, 2017
Book Page	1877/0328

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 12, 2017
Property Address	502 E CHICAGO RD, STURGIS, MI 49091-1848
Document Number	01877/0221
Book / Page	1877 / 0221
Map Reference	LB1 PG29
Instrument Date	Jun 29, 2017
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	WEST MI REALTORS TITLE, WEST MI REALTORS TITLE CO

Transaction

Amount	Amount Recorded
Tax	$817.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2728 WELLINGTON RD, 2728, KALAMAZOO, MI 49008-2113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 E CHICAGO RD, STURGIS, MI 49091-1848

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 31, 2017
Property Address	502 E CHICAGO RD, STURGIS, MI 49091-1848
Document Number	01864/0065
Book / Page	1864 / 0065
Instrument Date	Mar 29, 2017
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2728 WELLINGTON RD, KALAMAZOO, MI 49008-2113

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,800 (+6.7%)	$251,600 (+6.7%)
2025	$2,359.00 Homeowner's exemption	$117,900 Land $4,600 Building $113,300	$235,800 Land $9,200 Building $226,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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