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502 E 3rd St, London, KY 40741 Property Records

Laurel County property record for 502 E 3rd St, London, KY 40741

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,732 sqft · built 1941
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Jul 2025)
Tax Bill$933 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Jul 2025 Sale
Flood ZoneZone X (minimal risk)
APN050-90-00-180.00

Property Details

APN / Parcel Number

Primary APN050-90-00-180.00
Alternative APNs
  • 323050
  • 3819

Interior

Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,732 sqft Living Area

Exterior

Year BuiltBuilt 1941
Exterior MaterialBrick
Construction TypeWood
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area11,326 sqft (0.26 acres)
PorchPorch
Porch Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number323050
Street Address502 E 3RD ST
CityLONDON
StateKY
Zip40741-1412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description.26 ACRE & HOUSE
JurisdictionLAUREL KY
Township / Civil DivisionLONDON
Census Block Group3
Census Block3007
Census Tract970500

Owner

Source: Laurel County records · APN 050-90-00-180.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address86 LOU CT, LONDON, KY 40744-9017
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 02, 2025Deed of Trust, Mortgage · Line of Credit
CUMBERLAND VALLEY NATL BANK & TRUST CO
Jul 10, 2025Warranty Deed, Transfer
UNKNOWN, KY MOUNTAIN LAND TITLE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 10, 2025 · Amount on Record
Deed SaleJul 10, 2025 · Amount on Record
Prior SaleAug 16, 2023 · Amount on Record
Deed Document Number609904
Deed Book / PageD827 / 247
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUREL KY
Property Address502 E 3RD ST, LONDON, KY 40741-1412
Transaction TypeMortgage
Record UpdatedDec 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 LOU CT, LONDON, KY 40744-9017

Mortgage

Document Number0M1444/253
DateDec 02, 2025
Book PageM1444/253
Instrument619380
Lender
NameCUMBERLAND VALLEY NATL BANK & TRUST CO
TypeBank
AddressLONDON, KY 40743
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueNov 26, 2045

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUREL KY
Recording DateJul 10, 2025
Property Address502 E 3RD ST, LONDON, KY 40741-1412
Document Number00D827/247
Book / PageD827 / 247
Instrument DateJul 02, 2025
Instrument609904
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyUNKNOWN, KY MOUNTAIN LAND TITLE INC

Transaction

AmountAmount Recorded
Tax$155.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address940 W LAUREL RD, LONDON, KY 40741-8209

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address86 LOU CT, LONDON, KY 40744-9017

Tax Assessment & Valuation

Source: Laurel County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyLaurel County
MunicipalityLondon City
Unified School DistrictLaurel County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$933.00 (+152.85%)$120,000 (+29.03%) Land $20,000 Building $100,000$120,000 (+29.03%) Land $20,000 Building $100,000
2023$369.00 Homeowner's exemption$93,000$93,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 16, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 213 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLONDON UTILITY COMMISSION
serves 8,855 people
Water SourceSurface water
Last State InspectionMay 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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