Laurel County property record for 280 E 3rd St, London, KY 40741
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 4,535 sqft · built 1928 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $194,000 (May 2025) |
| Tax Bill | $1,314 (2025) |
| Deeds & Mortgages | May 2025 Sale & Mortgage May 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-90-00-199.00 |
| Primary APN | 050-90-00-199.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,535 sqft Living Area |
| Gross Area | 6,356 sqft |
| Basement Area | 1,821 sqft |
| Finished Basement | 1,821 sqft |
| Unfinished Basement | 1,821 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 323069 |
|---|---|
| Street Address | 280 E 3RD ST |
| City | LONDON |
| State | KY |
| Zip | 40741-1406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .4 ACRE & HOUSE |
| Jurisdiction | LAUREL KY |
| Township / Civil Division | LONDON |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 970500 |
Source: Laurel County assessment roll, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 280 E 3RD ST, LONDON, KY 40741-1406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2025 | Warranty Deed, Transfer · FHA Mortgage GOPRIME MORTGAGE INC |
| May 22, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 22, 2025 · Amount on Record |
| Deed Sale | May 22, 2025 · Amount on Record |
| Prior Sale | May 22, 2025 · Amount on Record |
| Deed Document Number | 2025607130 |
| Deed Book / Page | 825 / 589 |
| Prior Transfer Date | Mar 20, 2025 |
| Prior Transfer Doc | 00D825/585 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUREL KY |
| Recording Date | May 22, 2025 |
| Property Address | 280 E 3RD ST, LONDON, KY 40741-1406 |
| Document Number | 00D825/589 |
| Book / Page | D825 / 589 |
| Instrument Date | Mar 31, 2025 |
| Instrument | 607130 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $194.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 N MILL ST, LONDON, KY 40741-1808 |
| Name | Verified Name |
|---|---|
| Address | 280 E 3RD ST, LONDON, KY 40741-1406 |
| Document Number | 0000607134 |
|---|---|
| Date | May 22, 2025 |
| Instrument | 607134 |
| Name | GOPRIME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAUREL KY |
| Recording Date | May 22, 2025 |
| Property Address | 280 E 3RD ST, LONDON, KY 40741-1406 |
| Document Number | 00D825/585 |
| Book / Page | D825 / 585 |
| Instrument Date | Mar 20, 2025 |
| Instrument | 607126 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 N MILL ST, LONDON, KY 40741-1808 |
| Name | Verified Name |
|---|---|
| Address | 280 E 3RD ST, LONDON, KY 40741-1406 |
Source: Laurel County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Laurel County |
| Municipality | London City |
| Unified School District | Laurel County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,314.00 (-1.65%) | $169,000 (-) Land $15,000 Building $154,000 | $169,000 (-) Land $15,000 Building $154,000 |
| 2023 | $1,336.00 | $169,000 | $169,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LONDON UTILITY COMMISSION serves 8,855 people · EPA ID KY0630255 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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