502 Cochran Rd, Richton, MS 39476 Property Records

Perry County property record for 502 Cochran Rd, Richton, MS 39476

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,724 sqft · built 2018
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$5,086 (2025)
Deeds & Mortgages	Apr 2018 Mortgage May 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`056-14-016.004`

Property Details

APN / Parcel Number

Primary APN	`056-14-016.004`
Alternative APN	`14858`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	4,724 sqft Living Area
2nd Floor Area	787 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	14858
Street Address	502 COCHRAN RD
City	RICHTON
State	MS
Zip	39476-9187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 SE1/4
Jurisdiction	PERRY MS
Township / Civil Division	3
Census Block Group	3
Census Block	3053
Census Tract	950101

Owner

502 Cochran Rd is owned and occupied by an individual who acquired it in July 2020.

Source: Perry County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	502 COCHRAN RD, RICHTON, MS 39476-9187
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2018	Deed of Trust, Mortgage · FHA Mortgage HAMILTON MORTGAGE CORP
May 4, 2018	Deed of Trust, Mortgage · FHA Mortgage HAMILTON MORTGAGE CORP
Jun 20, 2017	Deed of Trust, Mortgage MAGNOLIA STATE BANK
Nov 23, 2020	Deed of Trust, Mortgage HAMILTON MORTGAGE CORP
Jul 23, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 23, 2020
Transfer Doc	000201/557
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY MS
Property Address	502 COCHRAN RD, RICHTON, MS 39476-9187
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000271/272
Date	Apr 20, 2018
Book Page	271/272

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company
Address	TUPELO, MS 38803

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY MS
Property Address	502 COCHRAN RD, RICHTON, MS 39476-9187
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000271/401
Date	May 4, 2018
Book Page	271/401

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company
Address	BIRMINGHAM, AL 35209

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY MS
Property Address	502 COCHRAN RD, RICHTON, MS 39476-9187
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000267/476
Date	Jun 20, 2017
Book Page	267/476

Lender

Name	MAGNOLIA STATE BANK
Type	Bank
Address	PETAL, MS 39465

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 20, 2018

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY MS
Property Address	502 COCHRAN RD, RICHTON, MS 39476-9187
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000285/352
Date	Nov 23, 2020
Book Page	285/352

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company
Address	BIRMINGHAM, AL 35209

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERRY MS
Recording Date	Jul 23, 2020
Property Address	502 COCHRAN RD, RICHTON, MS 39476-9187
Document Number	000201/557
Book / Page	201 / 557
Instrument Date	Jul 20, 2020
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 COCHRAN RD, RICHTON, MS 39476-9187

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	502 COCHRAN RD, RICHTON, MS 39476-9187

Tax Assessment & Valuation

The 2025 property tax bill for 502 Cochran Rd was $5,086 with a homeowner's exemption.

Source: Perry County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Perry County
Unified School District	Richton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,086.00 Homeowner's exemption	$42,722	$427,150 Land $9,130 Building $418,020
2023	$4,958.00 (+0.96%) Homeowner's exemption	$42,723 (%)	$427,160 (%) Land $9,140 Building $418,020
2022	$4,911.00 Homeowner's exemption	$42,725	$427,170 Land $9,150 Building $418,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 502 Cochran Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 Cochran Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 86% of Mississippi
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Singing River Connect Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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