502 B St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 502 B St, Chesapeake, VA 23324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,652 sqft · built 1910
Lot Size	0.068 acres (2,962 sqft)
Owner	Individual Name on Record
Last Sale	$221,000 (Jun 2021)
Tax Bill	$2,081 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2016 Mortgage + 7 more
APN	`1230000001110`

Property Details

APN / Parcel Number

Primary APN	`1230000001110`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,652 sqft Living Area
1st Floor Area	812 sqft
Upper Floors Area	840 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,962 sqft (0.068 acres)
Lot Dimensions	100 ft deep x 30 ft wide
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	502 B ST
City	CHESAPEAKE
State	VA
Zip	23324-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFA1: SIN
Legal Description	2 BLK N ELMSLEY
Legal Subdivision	POINDEXTER STREET NORTH
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1018
Census Tract	20300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Norfolk Historic District listed 1989 · 669 contributing resources · NRIS 88003133

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	502 B ST, CHESAPEAKE, VA 23324-2518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Sep 26, 2016	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Sep 2, 2010	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 11, 2011	Deed of Trust, Mortgage · VA Mortgage AMERIGROUP MORTGAGE CORPO
Jan 27, 2014	Deed of Trust, Mortgage · VA Mortgage MBA MORTGAGE SERVICES INC
Apr 20, 2015	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 30, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TIDEWATER HOME FUNDING LLC
Jun 30, 2021	Warranty Deed, Transfer · FHA Mortgage TIDEWATER HOME FUNDING LLC
Dec 19, 2008	Warranty Deed, Construction Loan · Construction Mortgage BRANCH BANKING & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Aug 6, 2009 · Amount on Record
Deed Document Number	202129749
Deed Book / Page	10400 / 45
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	502 B ST, CHESAPEAKE, VA 23324-2518
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10183/1338
Date	Jul 20, 2020
Book Page	10183/1338
Instrument	200023761

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	287 Months
Due	Jun 1, 2044

Interest

Rate Type	Fixed Rate

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	502 B ST, CHESAPEAKE, VA 23324-2518
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09700/1611
Date	Sep 26, 2016
Book Page	9700/1611
Instrument	160026582

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	May 1, 2044

Interest

Rate Type	Fixed Rate
Rate	3.25%

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	502 B ST, CHESAPEAKE, VA 23324-2518
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008200/713
Date	Sep 2, 2010
Book Page	8200/713

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2040

Interest

Rate Type	Fixed Rate
Rate	5%

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	502 B ST, CHESAPEAKE, VA 23324-2518
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009460/669
Date	Aug 11, 2011
Book Page	9460/669

Lender

Name	AMERIGROUP MORTGAGE CORPO

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2041

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

January 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	502 B ST, CHESAPEAKE, VA 23324-2518
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009309/93
Date	Jan 27, 2014
Book Page	9309/93

Lender

Name	MBA MORTGAGE SERVICES INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2044

Interest

Rate Type	Fixed Rate

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	502 B ST, CHESAPEAKE, VA 23324-2518
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009501/263
Date	Apr 20, 2015
Book Page	9501/263

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Apr 1, 2044

Interest

Rate Type	Fixed Rate
Rate	3.63%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	502 B ST, CHESAPEAKE, VA 23324-2518
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10400/65
Date	Jun 30, 2021
Book Page	10400/65
Instrument	210029751

Lender

Name	TIDEWATER HOME FUNDING LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 30, 2021
Property Address	502 B ST, CHESAPEAKE, VA 23324-2518
Document Number	10400/45
Book / Page	10400 / 45
Instrument Date	Jun 21, 2021
Instrument	210029749
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 B ST, CHESAPEAKE, VA 23324-2518

Mortgage

Document Number	210029750
Date	Jun 30, 2021
Instrument	210029750

Lender

Name	TIDEWATER HOME FUNDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0010400/65
Date	Jun 30, 2021
Book Page	10400/65
Instrument	210029751

Lender

Name	TIDEWATER HOME FUNDING LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

December 2008: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 19, 2008
Property Address	502 B ST, CHESAPEAKE, VA 23324-2518
Document Number	007668/640
Book / Page	7668 / 640
Instrument Date	Dec 15, 2008
Transaction Type	Construction Loan
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007668648
Date	Dec 19, 2008
Instrument	7668/648

Lender

Name	BRANCH BANKING & TRUST CO

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,900 (+6.26%) Land $80,000 Building $138,900	$218,900 (+6.26%) Land $80,000 Building $138,900
2025	$2,081.00 (+43.32%)	$206,000 (+15.08%) Land $75,000 Building $131,000	$206,000 (+15.08%) Land $75,000 Building $131,000
2023		$179,000 (+9.28%) Land $65,000 Building $114,000	$179,000 (+9.28%) Land $65,000 Building $114,000
2022		$163,800 Land $55,000 Building $108,800	$163,800 Land $55,000 Building $108,800
2019	$1,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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