413 B St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 413 B St, Chesapeake, VA 23324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,186 sqft · built 2004
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Aug 2025)
Tax Bill	$3,260 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jan 2022 Sale & Mortgage + 2 more
APN	`1230000002310`

Property Details

APN / Parcel Number

Primary APN	`1230000002310`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,186 sqft Living Area
1st Floor Area	970 sqft
Upper Floors Area	970 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	99 ft deep x 59 ft wide
Garage Type	Attached
Garage Area	228 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	18 sqft
Deck Area	228 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	413 B ST
City	CHESAPEAKE
State	VA
Zip	23324-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFA1: SIN
Legal Description	PARCEL A RESUB PROP LTS 31 & 32 BLK H PLAN ELMSLEY
Legal Subdivision	POINDEXTER STREET NORTH
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1009
Census Tract	20300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Norfolk Historic District listed 1989 · 669 contributing resources · NRIS 88003133

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 B ST, CHESAPEAKE, VA 23324-2515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Bargain and Sale Deed, Transfer · VA Mortgage NEXA MORTGAGE LLC
Jan 11, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE LLC
Jul 20, 2006	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK
Jan 31, 2005	Warranty Deed, Transfer · VA Mortgage USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2025 · Amount on Record
Deed Sale	Aug 26, 2025 · Amount on Record
Prior Sale	Jan 11, 2022 · Amount on Record
Deed Document Number	202519399
Deed Book / Page	10887 / 1464
Prior Transfer Date	Mar 2, 2016
Prior Transfer Doc	09630/1179
Record Updated	Oct 29, 2026

August 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 26, 2025
Property Address	413 B ST, CHESAPEAKE, VA 23324-2515
Document Number	10887/1464
Book / Page	10887 / 1464
Map Reference	MB 146 PG 60
Instrument Date	Aug 12, 2025
Instrument	250019399
Transaction Type	Transfer
Record Updated	Sep 23, 2025
Title Company	PRIORITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 B ST, CHESAPEAKE, VA 23324-2515

Mortgage

Document Number	10887/1468
Date	Aug 26, 2025
Book Page	10887/1468
Instrument	250019400

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company
Address	MESA, AZ 85212

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 11, 2022
Property Address	413 B ST, CHESAPEAKE, VA 23324-2515
Document Number	010507/157
Book / Page	10507 / 157
Instrument Date	Jan 7, 2022
Instrument	220001262
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 B ST, CHESAPEAKE, VA 23324-2515

Mortgage

Document Number	0220001263
Date	Jan 11, 2022
Instrument	220001263

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 20, 2006
Property Address	413 B ST, CHESAPEAKE, VA 23324-2515
Document Number	006650/742
Book / Page	6650 / 742
Instrument Date	Jul 17, 2006
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006650745
Date	Jul 20, 2006
Instrument	6650/745

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	006650/772
Date	Jul 20, 2006
Book Page	6650/772

Lender

Name	SOUTHSTAR FUNDING LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate

January 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 31, 2005
Property Address	413 B ST, CHESAPEAKE, VA 23324-2515
Document Number	005820/582
Book / Page	5820 / 582
Instrument Date	Dec 20, 2004
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005820584
Date	Jan 31, 2005
Instrument	5820/584

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,500 (+13.54%) Land $85,000 Building $281,500	$366,500 (+13.54%) Land $85,000 Building $281,500
2025	$3,260.00 (+40.46%)	$322,800 (+12.83%) Land $80,000 Building $242,800	$322,800 (+12.83%) Land $80,000 Building $242,800
2023		$286,100 (+7.35%) Land $70,000 Building $216,100	$286,100 (+7.35%) Land $70,000 Building $216,100
2022		$266,500 Land $60,000 Building $206,500	$266,500 Land $60,000 Building $206,500
2019	$2,321.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Also Mapped Here	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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