Bay County property record for 5017 E 13th Ct, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,803 sqft · built 1980 |
| Lot Size | 0.195 acres (8,494 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $7,000 (Mar 2026) |
| Tax Bill | $2,090 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15157-620-000 |
| Primary APN | 15157-620-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,803 sqft Living Area |
| 1st Floor Area | 1,803 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,494 sqft (0.195 acres) |
| Lot Dimensions | 125 ft deep x 68 ft wide |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Driveway | Driveway |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5017 E 13TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-9472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINNACLE PINES ESTATES UNIT 2 LOT 4 BLK D ORB 4461 P 2086 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 01 |
| Legal Subdivision | PINNACLE PINES ESTATES |
| Legal Block | D |
| Legal Lot Number | 4 |
| Legal Unit | 2 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1100 |
Source: Bay County records, as of March 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5017 E 13TH CT, PANAMA CITY, FL 32404-9472 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 3, 2026 | Quit Claim Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Sep 20, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2026 · Amount on Record |
| Deed Sale | Mar 3, 2026 · Amount on Record |
| Deed Document Number | 202612830 |
| Deed Book / Page | 5008 / 1220 |
| Prior Transfer Date | Feb 26, 2026 |
| Prior Transfer Doc | 0050081220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 3, 2026 |
| Property Address | 5017 E 13TH CT, PANAMA CITY, FL 32404-9472 |
| Document Number | 0050081220 |
| Book / Page | 5008 / 1220 |
| Map Reference | MB 13 PG 4 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 2026012830 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Title Company | PROMINENT TITLE LLC, PROVIDENT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $49.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5017 E 13TH CT, PANAMA CITY, FL 32404-9472 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5017 E 13TH CT, PANAMA CITY, FL 32404-9472 |
| Document Number | 0050081222 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 5008/1222 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 20, 2021 |
| Property Address | 5017 E 13TH CT, PANAMA CITY, FL 32404-9472 |
| Document Number | 0044612086 |
| Book / Page | 4461 / 2086 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 2021071396 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5017 E 13TH CT, 5017, PANAMA CITY, FL 32404-9472 |
| Name | Verified Name |
|---|---|
| Address | 2067 GRANT AVE, PANAMA CITY, FL 32405 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,090.00 (-2.38%) | $131,227 (+5.67%) | $132,912 (+7.03%) Land $25,248 Building $107,664 |
| 2024 | $2,141.00 (+6.2%) | $124,183 (+9.03%) Land $22,883 Building $101,300 | $124,183 (+9.03%) Land $22,883 Building $101,300 |
| 2023 | $2,016.00 (+15.93%) | $113,901 (+12.36%) Land $20,454 Building $93,447 | $113,901 (+12.36%) Land $20,454 Building $93,447 |
| 2022 | $1,739.00 | $101,368 Land $16,491 Building $84,877 | $101,368 Land $16,491 Building $84,877 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 18 (1998–2021) |
| Claims Outside the SFHA | 10 of 18 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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