5014 E 13th Ct, Panama City, FL 32404 Property Records

Bay County property record for 5014 E 13th Ct, Panama City, FL 32404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,781 sqft · built 1979
Lot Size	0.195 acres (8,494 sqft)
Owner	Individual Name on Record
Last Sale	$164,500 (Oct 2019)
Tax Bill	$1,888 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage May 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15157-660-000`

Property Details

APN / Parcel Number

Primary APN	`15157-660-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,781 sqft Living Area
Gross Area	2,129 sqft
1st Floor Area	1,305 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,494 sqft (0.195 acres)
Lot Dimensions	125 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	348 sqft
Driveway	Driveway
Pool Type	Above-Ground Pool
Porch	Florida Room
Porch Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5014 E 13TH CT
City	PANAMA CITY
State	FL
Zip	32404-9430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINNACLE PINES ESTATES UNIT 2 LOT 3 BLK E ORB 4177 P 1848
Legal Range	14W
Legal Township	04S
Legal Section	01
Legal Subdivision	PINNACLE PINES ESTATES
Legal Block	E
Legal Lot Number	3
Legal Unit	2
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1016
Census Tract	1100

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5014 E 13TH CT, PANAMA CITY, FL 32404-9430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2019	Warranty Deed, Transfer · VA Mortgage USAA FSB
May 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2019 · Amount on Record
Deed Sale	Oct 9, 2019 · Amount on Record
Prior Sale	Mar 31, 2006 · Amount on Record
Deed Document Number	201988890
Deed Book / Page	4177 / 1848
Prior Transfer Date	May 18, 2019
Prior Transfer Doc	0041250017
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Oct 9, 2019
Property Address	5014 E 13TH CT, PANAMA CITY, FL 32404-9430
Document Number	0041771848
Book / Page	4177 / 1848
Map Reference	MB 13 PG 4
Instrument Date	Oct 9, 2019
Instrument	2019088890
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CORNERSTONE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,151.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1418 NORTH ST, 1418, SHANNON, MS 38868-8308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5014 E 13TH CT, PANAMA CITY, FL 32404-9430

Mortgage

Document Number	0041771851
Date	Oct 9, 2019
Instrument	4177/1851

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	May 20, 2019
Property Address	5014 E 13TH CT, PANAMA CITY, FL 32404-9430
Document Number	0041250017
Book / Page	004125 / 000017
Instrument Date	May 18, 2019
Instrument	48293
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8261A OLD HIGHWAY 494 COLLINSVILLE MS 393259317, COLLINSVILLE, MS 39325-9317

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,888.00 (-10.1%) Homeowner's exemption	$161,158 (+5.99%)	$197,500 (+11.45%) Land $25,248 Building $172,252
2024	$2,100.00 (+3.04%)
2023	$2,038.00 (+9.1%) Homeowner's exemption	$152,054 (+3%)	$177,209 (+11.24%) Land $20,454 Building $156,755
2022	$1,868.00 Homeowner's exemption	$147,627	$159,297 Land $16,491 Building $142,806

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	18 (1998–2021)
Claims Outside the SFHA	10 of 18
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 8 claims Severe Storms And Flooding, Jul 2013 · 2 claims Hurricane Dennis, Jul 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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