501503 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 501503 Central St, Saugus, MA 01906

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 3 ba · 3,547 sqft · built 1910
Lot Size	0.124 acres (5,410 sqft)
Owner	Company Name on Record
Last Sale	$168,000 (Jul 1997)
Tax Bill	$10,192 (2025)
Deeds & Mortgages	May 2019 Refinance Feb 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-F B:0008 L:0006`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-F B:0008 L:0006`
Alternative APNs	`M:005=F B:0008 L:0006` `8242006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	4 Units
Stories	3 Stories
Building Area	3,547 sqft Living Area
Gross Area	4,597 sqft
Basement Area	726 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,410 sqft (0.124 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	8242006
Street Address	501503 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-2120
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	NA
Legal Subdivision	T SANTOS & W HAWKES
Legal Block	8
Legal Lot Number	6
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2021
Census Tract	208101

Owner

Source: Essex County and Saugus Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	330 HAVERHILL ST, NORTH READING, MA 01864-1448
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 31, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Feb 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ONE AMERICAN MORTGAGE
Dec 30, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 1997 · Amount on Record
Deed Sale	Jul 1, 1997 · Amount on Record
Deed Book / Page	14191 / 81
Last Transfer Date	Dec 28, 2021
Transfer Doc	040622-449
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	501503 CENTRAL ST, SAUGUS, MA 01906-2120
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037555-18
Date	May 31, 2019
Book Page	37555/18
Instrument	20190531006540

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	501503 CENTRAL ST, SAUGUS, MA 01906-2120
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038279-382
Date	Feb 21, 2020
Book Page	38279/382
Instrument	20200221003270

Lender

Name	ONE AMERICAN MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Dec 30, 2021
Property Address	501503 CENTRAL ST, SAUGUS, MA 01906-2120
Document Number	040622-449
Book / Page	40622 / 449
Instrument Date	Dec 28, 2021
Instrument	20211230003550
Transaction Type	Transfer
Record Updated	May 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 HAVERHILL ST, NORTH READING, MA 01864-1448

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,192.00 (+5.79%)	$954,300 (+5.49%) Land $281,900 Building $672,400	$753,350
2024	$9,634.00 (+3.75%)	$904,600 (+9.69%) Land $256,200 Building $648,400
2023	$9,286.00	$824,700 Land $230,600 Building $594,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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