307309 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 307309 Central St, Saugus, MA 01906

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2 bd · 1.5 ba · 4,210 sqft · built 1935
Lot Size	0.1 acres (4,373 sqft)
Owner	2 Individual Names on File
Last Sale	$187,000 (Mar 1997)
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:008-E B:0015 L:0008`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:008-E B:0015 L:0008`
Alternative APNs	`M:008=E B:0015 L:0008` `6740035`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,210 sqft Total Area
Gross Area	5,586 sqft
Basement Area	1,352 sqft
Unfinished Basement	1,352 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,373 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6740035
Street Address	307309 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-2120
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	NA
Legal Block	15
Legal Lot Number	8
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3001
Census Tract	208200

Owner

307309 Central St, a commercial property, is owned by two individuals who bought it in March 1997.

Source: Essex County and Saugus Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 FOSTER ST, SAUGUS, MA 01906-2338
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 1997 · Amount on File
Deed Sale	Mar 4, 1997 · Amount on File
Deed Book / Page	13998 / 147
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value
2025	$712,100 (+3.34%) Land $311,500 Building $400,600
2024	$689,100 (+8.59%) Land $300,600 Building $388,500
2023	$634,600 Land $273,300 Building $361,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 307309 Central St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1991–2008)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2008 · Severe Winter Storm And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307309 Central St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20