5015 Brittany Downs Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5015 Brittany Downs Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1995
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$196,000 (Apr 2019)
Tax Bill	$3,395 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A943001377`

Property Details

APN / Parcel Number

Primary APN	`A943001377`
Alternative APN	`3-0113-7021-00-0442.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	2,680 sqft
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft
Finished Basement	420 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A943001377
Street Address	5015 BRITTANY DOWNS DR
City	SAINT CHARLES
State	MO
Zip	63304-7188
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRITTANY PL #2 LOT 442
Legal Subdivision	BRITTANY PL #2
Legal Lot Number	442
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1026
Census Tract	311322

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5015 BRITTANY DOWNS DR, SAINT CHARLES, MO 63304-7188
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2019	Warranty Deed, Transfer · Conventional Mortgage PEOPLES SAVINGS BANK OF RHINELAND
Jun 11, 2018	Intrafamily Transfer, Transfer · FHA Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2019 · Amount on Record
Deed Sale	Apr 29, 2019 · Amount on Record
Prior Sale	Jun 11, 2018 · Amount on Record
Deed Document Number	2019196060
Deed Book / Page	7065 / 1706
Prior Transfer Date	Jun 8, 2018
Prior Transfer Doc	0069320528
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 29, 2019
Property Address	5015 BRITTANY DOWNS DR, SAINT CHARLES, MO 63304-7188
Document Number	0070651706
Book / Page	7065 / 1706
Map Reference	MB 31 PG 265
Instrument Date	Apr 22, 2019
Instrument	20190429000196060
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	US TITLE CORP & OR AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5015 BRITTANY DOWNS DR, 5015, SAINT CHARLES, MO 63304-7188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5015 BRITTANY DOWNS DR, SAINT CHARLES, MO 63304-7188

Mortgage

Document Number	20190429000196070
Date	Apr 29, 2019
Instrument	20190429000196070

Lender

Name	PEOPLES SAVINGS BANK OF RHINELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jun 11, 2018
Property Address	5015 BRITTANY DOWNS DR, SAINT CHARLES, MO 63304-7188
Document Number	0069320528
Book / Page	6932 / 0528
Map Reference	MB 31 PG 265
Instrument Date	Jun 8, 2018
Instrument	20180611000324470
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5015 BRITTANY DOWNS DR, SAINT CHARLES, MO 63304-7188

Mortgage

Document Number	20180611000324490
Date	Jun 11, 2018
Instrument	20180611000324490

Lender

Name	DELMAR FINANCIAL CO
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,005 (-)	$289,499 (-) Building $289,499
2025	$3,395.00 (+12.64%)	$55,005 (+13.74%)	$289,499 (+13.74%) Building $289,499
2024	$3,014.00
2023		$48,361
2022			$254,532 Land $45,000 Building $209,532

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1986–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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