5012 Brittany Downs Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5012 Brittany Downs Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,316 sqft · built 1996
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Last Sale	$288,000 (Jun 2025)
Tax Bill	$3,416 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A943001381`

Property Details

APN / Parcel Number

Primary APN	`A943001381`
Alternative APN	`3-0113-7021-00-0446.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,316 sqft Living Area
Gross Area	2,091 sqft
1st Floor Area	1,103 sqft
Basement Area	532 sqft
Finished Basement	213 sqft
Unfinished Basement	319 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	Deck Area
Patio Area	150 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A943001381
Street Address	5012 BRITTANY DOWNS DR
City	SAINT CHARLES
State	MO
Zip	63304-7186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRITTANY PL #2 LOT 446
Legal Subdivision	BRITTANY PL #2
Legal Lot Number	446
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1030
Census Tract	311322

Owner

5012 Brittany Downs Dr is owned by a company that bought it in June 2025.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	345 HERITAGE AVE, 130, PORTSMOUTH, NH 03802-3809
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Aug 30, 2017	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2025 · Amount on File
Deed Sale	Jun 25, 2025 · Amount on File
Prior Sale	Aug 30, 2017 · Amount on File
Deed Document Number	202526705
Prior Transfer Date	Nov 2, 2001
Prior Transfer Doc	0027130444
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5012 BRITTANY DOWNS DR, SAINT CHARLES, MO 63304-7186
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5012 BRITTANY DOWNS DR, SAINT CHARLES, MO 63304-7186

Mortgage

Document Number	0000064527
Date	Aug 2, 2021
Instrument	2021R-064527

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 30, 2017
Property Address	5012 BRITTANY DOWNS DR, SAINT CHARLES, MO 63304-7186
Document Number	0067990298
Book / Page	6799 / 0298
Map Reference	MB 31 PG 265
Instrument Date	Aug 15, 2017
Instrument	20170830000544940
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5012 BRITTANY DOWNS DR, SAINT CHARLES, MO 63304-7186

Mortgage

Document Number	20170830000544950
Date	Aug 30, 2017
Instrument	20170830000544950

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5012 Brittany Downs Dr was $3,416, up 8.6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,345 (-)	$291,289 (-) Land $55,000 Building $236,289
2025	$3,416.00 (+8.58%)	$55,345	$291,289 Land $55,000 Building $236,289
2024	$3,146.00
2023		$50,497
2022			$265,774 Land $45,000 Building $220,774

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5012 Brittany Downs Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1986–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5012 Brittany Downs Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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