Schoharie County and Cobleskill Town property record for 5014 State Rte 10, Cobleskill, NY 12043 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1956 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (Jul 2007) |
| Tax Bill | $2,885 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 432689 67.-1-11 |
| Primary APN | 432689 67.-1-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 120 ft deep x 110 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 140 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 435J100092 |
|---|---|
| Street Address | 5014 STATE ROUTE 10 |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-7300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE GAR UNDR 110 X 120 |
| Legal Block | 1 |
| Legal Lot Number | 11.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records · APN 432689 67.-1-11
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5014 STATE ROUTE 10, COBLESKILL, NY 12043-7300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2007 · Amount on Record |
| Deed Sale | Jul 31, 2007 · Amount on Record |
| Prior Sale | Sep 15, 2000 · Amount on Record |
| Deed Book / Page | 841 / 10 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 5014 STATE ROUTE 10, COBLESKILL, NY 12043-7300 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 783704 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 783704 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Feb 01, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,885.00 (+28.45%) | $63,500 (-) Land $8,100 Building $55,400 | $129,592 (+16.33%) Land $16,531 Building $113,061 |
| 2023 | $63,500 Land $8,100 Building $55,400 | $111,404 Land $14,211 Building $97,193 | |
| 2020 | $2,246.00 |
Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360957402003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Nearby Flood Claims | 5 (1996–2011) |
| Most Recent Claim | Aug 2011, rainfall accumulation, Hurricane Irene |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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