5043 State Rte 10, Cobleskill, NY 12043 Property Records

Schoharie County and Richmondville Town property record for 5043 State Rte 10, Cobleskill, NY 12043 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1955
Square Footage	1,070 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Garage	Attached, 624 sqft
Occupancy	Owner Occupied
Tax Bill	$3,612.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`434089 67.-4-4`
Alternative APNs	`408906700000040040000000` `505J102381`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,070 sqft Living Area
1st Floor	1,070 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	60 ft x 175 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	624 sqft Garage

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	505J102381
Street Address	5043 STATE ROUTE 10
City	COBLESKILL
State	NY
Zip	12043-7301
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	06700000040040000000
Legal Block	4
Legal Lot Number	4.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	RICHMONDVILLE
Census Blockgroup	3
Census Block	3006
Census Tract	740500

Owner

Source: Schoharie County and Richmondville Town records · APN 434089 67.-4-4

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5043 STATE ROUTE 10, COBLESKILL, NY 12043-7301
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	5043 STATE ROUTE 10, COBLESKILL, NY 12043-7301
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1925/126
Date	Mar 26, 2021
Book Page	1925/126
Instrument	785915

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Richmondville Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Richmondville Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,612.00 (+29.51%)	$89,000 (-) Land $6,400 Building $82,600	$143,548 (+16.77%) Land $10,323 Building $133,225
2023		$89,000 Land $6,400 Building $82,600	$122,928 Land $8,840 Building $114,088
2020	$2,789.00

Flood & Wildfire

5043 State Rte 10 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.