St. Louis County property record for 5014 Heritage Dr, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.998 acres (43,512 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Aug 2020) |
| Tax Bill | $172 (2026) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Jul 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0053-00020 |
| Primary APN | 520-0053-00020 |
|---|---|
| Alternative APN |
|
| Lot Area | 43,512 sqft (0.998 acres) |
|---|
| Account Number | 1094576 |
|---|---|
| Street Address | 5014 HERITAGE DR |
| City | DULUTH |
| State | MN |
| Zip | 55803-1102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | LOT: 0002 BLOCK:001 SERIAL # |
| Legal Subdivision | BIRCHWOOD GARDEN TRACTS THIRD |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10400 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5014 HERITAGE DR, DULUTH, MN 55803-1102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2020 | Warranty Deed, Transfer · Conventional with PMI LEND SMART MTG |
| Jul 14, 2020 | Deed of Trust, Construction Loan · Line of Credit HEARTLAND BK |
| Nov 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage OTHER INSTITUTIONAL LENDERS |
| May 14, 2018 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2020 · Amount on Record |
| Deed Sale | Aug 19, 2020 · Amount on Record |
| Prior Sale | Nov 27, 2018 · Amount on Record |
| Deed Document Number | 20201388313 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 19, 2020 |
| Property Address | 5014 HERITAGE DR, DULUTH, MN 55803-1102 |
| Document Number | 00A1388313 |
| Instrument Date | Aug 5, 2020 |
| Instrument | A1388313 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2020 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5014 HERITAGE DR DULUTH MN 558031102, DULUTH, MN 55803-1102 |
| Document Number | A1388314 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | A1388314 |
| Name | LEND SMART MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 14, 2020 |
| Property Address | 5014 HERITAGE DR, DULUTH, MN 55803-1102 |
| Document Number | 00A1385030 |
| Instrument Date | May 23, 2020 |
| Instrument | A1385030 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5014 HERITAGE DR DULUTH MN 558031102, DULUTH, MN 55803-1102 |
| Document Number | 00A1385030 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | A1385030 |
| Name | HEARTLAND BK |
|---|---|
| Type | Bank |
| Address | WESTERVILLE, OH 43081 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 13, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 27, 2018 |
| Property Address | 5014 HERITAGE DR, DULUTH, MN 55803-1102 |
| Document Number | 00A1345459 |
| Instrument Date | Nov 9, 2018 |
| Instrument | A1345459 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2018 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,148.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5014 HERITAGE DR DULUTH MN 558031102, DULUTH, MN 55803-1102 |
| Document Number | A1345460 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | A1345460 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | 11200 W 78TH ST EDEN, EDEN PRAIRIE, MN 55344 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 26, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5014 HERITAGE DR, DULUTH, MN 55803-1102 |
| Document Number | 00A1334192 |
| Instrument Date | May 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5014 HERITAGE DR DULUTH MN 558031102, DULUTH, MN 55803-1102 |
| Document Number | 00A1334192 |
|---|---|
| Date | Jun 7, 2018 |
| Instrument | A1334192 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | CLOQUET, MN 55720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 6, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172.00 (+3.61%) Homeowner's exemption | ||
| 2025 | $166.00 (+3.75%) Homeowner's exemption | $13,000 (+0.78%) Land $13,000 | $13,000 (+0.78%) Land $13,000 |
| 2024 | $160.00 | $12,900 (+6.61%) Land $12,900 | $12,900 (+6.61%) Land $12,900 |
| 2022 | $12,100 Land $12,100 | $12,100 Land $12,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1991–2001) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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