St. Louis County property record for 5010 Heritage Dr, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,584 sqft · built 1970 |
| Lot Size | 1.15 acres (50,179 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $193,500 (Dec 2010) |
| Tax Bill | $3,532 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0053-00040 |
| Primary APN | 520-0053-00040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Gross Area |
| 1st Floor Area | 1,360 sqft |
| Basement Area | 334 sqft |
| Finished Basement | 334 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 50,179 sqft (1.15 acres) |
| Deck Area | 84 sqft |
| Storage Building | 100 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 908884 |
|---|---|
| Street Address | 5010 HERITAGE DR |
| City | DULUTH |
| State | MN |
| Zip | 55803-1102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | LOT: 0004 BLOCK:001 SERIAL # |
| Legal Subdivision | BIRCHWOOD GARDEN TRACTS THIRD |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10400 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5010 HERITAGE DR, DULUTH, MN 55803-1102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jun 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2010 · Amount on Record |
| Deed Sale | Dec 8, 2010 · Amount on Record |
| Deed Document Number | 20101150151 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5010 HERITAGE DR, DULUTH, MN 55803-1102 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001406394 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 1406394 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5010 HERITAGE DR, DULUTH, MN 55803-1102 |
| Document Number | 00A1357772 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5010 HERITAGE DR DULUTH MN 558031102, DULUTH, MN 55803-1102 |
| Document Number | 00A1357772 |
|---|---|
| Date | Jul 1, 2019 |
| Instrument | A1357772 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 30, 2039 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,532.00 (+3.64%) Homeowner's exemption | ||
| 2025 | $3,408.00 (+1.85%) Homeowner's exemption | $283,400 (+0.07%) Land $39,400 Building $244,000 | $283,400 (+0.07%) Land $39,400 Building $244,000 |
| 2024 | $3,346.00 | $283,200 (+17.66%) Land $39,200 Building $244,000 | $283,200 (+17.66%) Land $39,200 Building $244,000 |
| 2022 | $240,700 Land $37,400 Building $203,300 | $240,700 Land $37,400 Building $203,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1991–2001) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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