5013 Rippling Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 5013 Rippling Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,520 sqft · built 1996
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on File
Last Sale	$370,500 (Apr 2019)
Tax Bill	$4,552 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-202196`

Property Details

APN / Parcel Number

Primary APN	`09-202196`
Alternative APNs	`9202196` `202196`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,520 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	80,150 sqft (1.84 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	1,000 sqft
Porch	Porch
Porch Area	560 sqft
Deck Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	202196
Street Address	5013 RIPPLING RD
City	CAMBRIDGE
State	MD
Zip	21613-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LOT 17 - 1.84 ACRES W/S RIPPLING ROAD N OF BRANNOCKS NECK ROAD
Legal Subdivision	RIPPLING WATERS
Legal Lot Number	17
Jurisdiction	DORCHESTER MD
Township / Civil Division	9, CHURCH CREEK
Census Block Group	2
Census Block	2008
Census Tract	970804

Owner

5013 Rippling Rd is owned and occupied by two individuals who bought it in April 2019.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5013 RIPPLING RD, CAMBRIDGE, MD 21613-3633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARTNERS 1ST FCU
Apr 3, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2019 · Amount on File
Deed Sale	Apr 3, 2019 · Amount on File
Prior Sale	Nov 3, 1995 · Amount on File
Deed Book / Page	1512 / 330
Transfer Doc	0000000105
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	5013 RIPPLING RD, CAMBRIDGE, MD 21613-3633
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	REAL ESTATE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016200257
Date	Jan 13, 2021
Book Page	1620/257

Lender

Name	PARTNERS 1ST FCU
Type	Credit Union
Address	FORT WAYNE, IN 46808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Apr 3, 2019
Property Address	5013 RIPPLING RD, CAMBRIDGE, MD 21613-3633
Document Number	0015120330
Book / Page	001512 / 000330
Instrument Date	Mar 29, 2019
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5013 RIPPLING RD CAMBRIDGE MD 216133633, CAMBRIDGE, MD 21613-3633

Mortgage

Document Number	15120336
Date	Apr 3, 2019
Book Page	001512/000336

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 5013 Rippling Rd was $4,552 with a homeowner's exemption, up 5.3% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,552.00 (+5.3%) Homeowner's exemption	$443,100 Land $51,200 Building $391,900	$443,100 Land $51,200 Building $391,900
2025	$4,323.00 Homeowner's exemption
2023	$3,791.00 Homeowner's exemption	$339,400 Land $51,200 Building $288,200	$339,400 Land $51,200 Building $288,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5013 Rippling Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 196 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	196 in force
Nearby Flood Claims	178 (1978–2026)
Claims Outside the SFHA	2 of 178
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Tropical Storm Isaias, Aug 2020 · 3 claims Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 112 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5013 Rippling Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rippling Rd

Nearby Streets

All Cambridge, MD Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures