5012 Rippling Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 5012 Rippling Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,606 sqft · built 1990
Lot Size	1.84 acres (80,150 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Oct 2017)
Tax Bill	$6,796 (2026)
Deeds & Mortgages	Apr 2018 Line of Credit Oct 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`09-202064`

Property Details

APN / Parcel Number

Primary APN	`09-202064`
Alternative APNs	`9202064` `202064`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,606 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	80,150 sqft (1.84 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Porch
Porch Area	144 sqft
Deck Area	617 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	202064
Street Address	5012 RIPPLING RD
City	CAMBRIDGE
State	MD
Zip	21613-3632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LOT 5-1.84 ACRES E/S RIPPLING ROAD N OF BRANNOCKS NECK ROAD
Legal Subdivision	RIPPLING WATERS
Legal Lot Number	5
Jurisdiction	DORCHESTER MD
Township / Civil Division	9, CHURCH CREEK
Census Block Group	2
Census Block	2008
Census Tract	970804

Owner

5012 Rippling Rd is owned and occupied by an individual who bought it in October 2017.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	5012 RIPPLING RD, CAMBRIDGE, MD 21613-3632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 6, 2017	Grant Deed, Transfer CCN AGENCY PRIMUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2017 · Amount on File
Deed Sale	Oct 6, 2017 · Amount on File
Prior Sale	Dec 29, 2004
Deed Document Number	20171426-332
Deed Book / Page	1426 / 332
Transfer Doc	0006220160
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	5012 RIPPLING RD, CAMBRIDGE, MD 21613-3632
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014580426
Date	Apr 20, 2018
Book Page	1458/426

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Oct 6, 2017
Property Address	5012 RIPPLING RD, CAMBRIDGE, MD 21613-3632
Document Number	0014260332
Book / Page	001426 / 000332
Instrument Date	Sep 29, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CCN AGENCY PRIMUS LLC

Transaction

Amount	Amount on Record
Tax	$530.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5012 RIPPLING RD CAMBRIDGE MD 216133632, CAMBRIDGE, MD 21613-3632

Tax Assessment & Valuation

The 2026 property tax bill for 5012 Rippling Rd was $6,796, up 5.8% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,796.00 (+5.82%)	$589,900 (+5.88%) Land $201,200 Building $388,700	$589,900 (-) Land $201,200 Building $388,700
2025	$6,422.00	$557,133	$589,900 Land $201,200 Building $388,700
2023	$5,526.00	$491,600 Land $201,200 Building $290,400	$491,600 Land $201,200 Building $290,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5012 Rippling Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 196 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	196 in force
Nearby Flood Claims	178 (1978–2026)
Claims Outside the SFHA	2 of 178
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Tropical Storm Isaias, Aug 2020 · 3 claims Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 112 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5012 Rippling Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rippling Rd

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