5013 Otsego St, Duluth, MN 55804 Property Records

St. Louis County property record for 5013 Otsego St, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,105 sqft · built 1958
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Aug 2012)
Tax Bill	$3,844 (2026)
Deeds & Mortgages	May 2026 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-0790-01940`

Property Details

APN / Parcel Number

Primary APN	`010-0790-01940`
Alternative APN	`937183`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,105 sqft Gross Area
1st Floor Area	884 sqft
Basement Area	663 sqft
Finished Basement	663 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	7,000 sqft (0.16 acres)
Garage Area	400 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	383 sqft
Storage Building	128 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	937183
Street Address	5013 OTSEGO ST
City	DULUTH
State	MN
Zip	55804-1651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 194 AND 195 SERIAL #
Legal Subdivision	CROSLEY PARK ADDITION TO DULUTH
Legal Block	18
Legal Lot Number	194-195
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2009
Census Tract	200

Owner

Source: St. Louis County records · APN 010-0790-01940

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5013 OTSEGO ST, DULUTH, MN 55804-1651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 02, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 21, 2012 · Amount on Record
Deed Sale	Aug 21, 2012 · Amount on Record
Prior Sale	Jan 04, 2001 · Amount on Record
Deed Document Number	20121193788
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	May 19, 2026
Property Address	5013 OTSEGO ST, DULUTH, MN 55804-1651
Document Number	0001532887
Instrument Date	Apr 30, 2026
Instrument	20261532887
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5013 OTSEGO ST, DULUTH, MN 55804-1651

Mortgage

Document Number	0001532887,
Date	May 19, 2026
Instrument	20261532887

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5013 OTSEGO ST, DULUTH, MN 55804-1651
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001423340
Date	Aug 31, 2021
Instrument	1423340

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5013 OTSEGO ST, DULUTH, MN 55804-1651
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5013 OTSEGO ST, DULUTH, MN 55804-1651

Mortgage

Document Number	0001402497
Date	Feb 02, 2021
Instrument	1402497

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	258 Months
Due	Aug 01, 2042

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,844.00 (+7.25%) Homeowner's exemption
2025	$3,584.00 (-4.12%) Homeowner's exemption	$297,400 (+6.33%) Land $47,800 Building $249,600	$297,400 (+6.33%) Land $47,800 Building $249,600
2024	$3,738.00	$279,700 (+10.77%) Land $46,200 Building $233,500	$279,700 (+10.77%) Land $46,200 Building $233,500
2022		$252,500 Land $35,500 Building $217,000	$252,500 Land $35,500 Building $217,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370002002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 507 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Otsego St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures