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5009 Otsego St, Duluth, MN 55804 Property Records

St. Louis County property record for 5009 Otsego St, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,105 sqft · built 1958
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$297,000 (Apr 2022)
Tax Bill$4,026 (2026)
Deeds & MortgagesApr 2022 Sale & Mortgage
Jun 2018 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN010-0790-01960

Property Details

APN / Parcel Number

Primary APN010-0790-01960
Alternative APN
  • 1129481

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,105 sqft Gross Area
1st Floor Area884 sqft
Basement Area530 sqft
Finished Basement530 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area7,000 sqft (0.16 acres)
Garage Area384 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area28 sqft
Deck Area192 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1129481
Street Address5009 OTSEGO ST
CityDULUTH
StateMN
Zip55804-1651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 196 AND 197 SERIAL #
Legal SubdivisionCROSLEY PARK ADDITION
Legal Block18
Legal Lot Number196-197
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group2
Census Block2009
Census Tract200

Owner

Source: St. Louis County records · APN 010-0790-01960

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5009 OTSEGO ST, DULUTH, MN 55804-1651
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2022Warranty Deed, Transfer · Conventional Mortgage
REGENT FINANCIAL GROUP INC
Jun 05, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 28, 2018Quit Claim Deed, Transfer
Quitclaim
Mar 06, 2018Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 26, 2022 · Amount on Record
Deed SaleApr 26, 2022 · Amount on Record
Prior SaleMar 06, 2018 · Amount on Record
Deed Document Number20221441936
Prior Transfer DateMay 24, 2018
Prior Transfer Doc0001334000
Record UpdatedSep 20, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateApr 26, 2022
Property Address5009 OTSEGO ST, DULUTH, MN 55804-1651
Document Number0001441936
Instrument DateApr 25, 2022
Instrument1441936
Transaction TypeTransfer
Record UpdatedMay 18, 2022
Title CompanyNOT AVAILABLE, PIONEER TITLE TWIN PORTS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$980.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5009 OTSEGO ST, DULUTH, MN 55804-1651

Mortgage

Document Number0001441937
DateApr 26, 2022
Instrument1441937
Lender
NameREGENT FINANCIAL GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateJun 05, 2018
Property Address5009 OTSEGO ST, DULUTH, MN 55804-1651
Document Number00A1334000
Instrument DateMay 24, 2018
InstrumentA1334000
Transaction TypeTransfer
Record UpdatedJun 22, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address51707 WATERCRESS DR BEMIDJI MN 566016570, BEMIDJI, MN 56601-6570

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateMar 28, 2018
Property Address5009 OTSEGO ST, DULUTH, MN 55804-1651
Document Number00A1330106
Instrument DateMar 20, 2018
InstrumentA1330106
Transaction TypeTransfer
Record UpdatedApr 13, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address51707 WATERCRESS DR BEMIDJI MN 566016570, BEMIDJI, MN 56601-6570

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateMar 06, 2018
Property Address5009 OTSEGO ST, DULUTH, MN 55804-1651
Document Number00A1328843
Instrument DateFeb 23, 2018
InstrumentA1328843
Transaction TypeTransfer
Record UpdatedMar 21, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$625.35
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address51707 WATERCRESS DR BEMIDJI MN 566016570, BEMIDJI, MN 56601-6570

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,026.00 (+6.73%)
2025$3,772.00 (-0.21%)$291,800 (+6.34%) Land $47,800 Building $244,000$291,800 (+6.34%) Land $47,800 Building $244,000
2024$3,780.00$274,400 (+11.95%) Land $46,100 Building $228,300$274,400 (+11.95%) Land $46,100 Building $228,300
2022$245,100 Land $35,500 Building $209,600$245,100 Land $35,500 Building $209,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 507 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDuluth
serves 86,859 people
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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