5010 el Mirlo Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 5010 el Mirlo Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,788 sqft · built 1973
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (May 2017)
Tax Bill	$8,591 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`122-290-29-00`

Property Details

APN / Parcel Number

Primary APN	`122-290-29-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,788 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5010 EL MIRLO DR
City	OCEANSIDE
State	CA
Zip	92057-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 3 TR 007264
Legal Subdivision	CASTELLANO RANCHOS
Legal Tract	007264
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18619

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5010 EL MIRLO DR, OCEANSIDE, CA 92057-2704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 14, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Dec 16, 2017	Deed of Trust, Mortgage · VA Mortgage FIRST CHOICE LN SVCS
May 9, 2017	Grant Deed, Transfer · VA Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2017 · Amount on Record
Deed Sale	May 9, 2017 · Amount on Record
Prior Sale	Mar 28, 2016 · Amount on Record
Deed Document Number	2017207912
Prior Transfer Date	Jun 22, 2011
Prior Transfer Doc	0000442869
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5010 EL MIRLO DR, OCEANSIDE, CA 92057-2704
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5010 EL MIRLO DR, OCEANSIDE, CA 92057-2704

Mortgage

Document Number	0000274130
Date	Apr 8, 2021
Instrument	2021-0274130

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5010 EL MIRLO DR, OCEANSIDE, CA 92057-2704
Document Number	0000596610
Instrument Date	Dec 14, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5010 EL MIRLO DR OCEANSIDE CA 920572704, OCEANSIDE, CA 92057-2704

Mortgage

Document Number	0000596610
Date	Dec 20, 2019
Instrument	596610

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5010 EL MIRLO DR, OCEANSIDE, CA 92057-2704
Document Number	0000602219
Instrument Date	Dec 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5010 EL MIRLO DR OCEANSIDE CA 920572704, OCEANSIDE, CA 92057-2704

Mortgage

Document Number	0000602219
Date	Dec 21, 2017
Instrument	602219

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2047

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 9, 2017
Property Address	5010 EL MIRLO DR, OCEANSIDE, CA 92057-2704
Document Number	0000207912
Instrument Date	Apr 26, 2017
Instrument	207912
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5010 EL MIRLO DR OCEANSIDE CA 920572704, OCEANSIDE, CA 92057-2704

Mortgage

Document Number	207913
Date	May 9, 2017
Instrument	207913

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$568,216 (+2%) Land $390,650 Building $177,566
2025	$8,591.00 (+2.97%) Homeowner's exemption	$557,076 (+4.04%) Land $382,991 Building $174,085
2023	$8,343.00 (+1.16%) Homeowner's exemption	$535,446 Land $368,120 Building $167,326
2022	$8,247.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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