5002 el Mirlo Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 5002 el Mirlo Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,411 sqft · built 1973
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Feb 2018)
Tax Bill	$5,511 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`122-290-32-00`

Property Details

APN / Parcel Number

Primary APN	`122-290-32-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,411 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5002 EL MIRLO DR
City	OCEANSIDE
State	CA
Zip	92057-2702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 6 TR 007264
Legal Subdivision	CASTELLANO RANCHOS
Legal Tract	007264
Legal Block	3
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3006
Census Tract	18619

Owner

5002 el Mirlo Dr is owned and occupied by an individual who acquired it in April 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	5002 EL MIRLO DR, OCEANSIDE, CA 92057-2702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 7, 2020	Quit Claim Deed, Transfer TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR
Apr 7, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Feb 26, 2018	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2018 · Amount on File
Deed Sale	Feb 26, 2018 · Amount on File
Deed Document Number	201875053
Last Transfer Date	Apr 2, 2020
Transfer Doc	0000177120
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5002 EL MIRLO DR, OCEANSIDE, CA 92057-2702
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5002 EL MIRLO DR, OCEANSIDE, CA 92057-2702

Mortgage

Document Number	0000345484
Date	Aug 29, 2022
Instrument	2022-0345484

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	OCEANSIDE, CA 92057

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5002 EL MIRLO DR, OCEANSIDE, CA 92057-2702
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5002 EL MIRLO DR, OCEANSIDE, CA 92057-2702

Mortgage

Document Number	0000163676
Date	Mar 2, 2021
Instrument	2021-0163676

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 7, 2020
Property Address	5002 EL MIRLO DR, OCEANSIDE, CA 92057-2702
Document Number	0000177120
Instrument Date	Apr 2, 2020
Instrument	177120
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5002 EL MIRLO DR OCEANSIDE CA 920572702, OCEANSIDE, CA 92057-2702

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 7, 2020
Property Address	5002 EL MIRLO DR, OCEANSIDE, CA 92057-2702
Document Number	0000177121
Instrument Date	Apr 1, 2020
Instrument	177121
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5002 EL MIRLO DR OCEANSIDE CA 920572702, OCEANSIDE, CA 92057-2702

Mortgage

Document Number	177122
Date	Apr 7, 2020
Instrument	177122

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 26, 2018
Property Address	5002 EL MIRLO DR, OCEANSIDE, CA 92057-2702
Document Number	0000075053
Map Reference	MAP 7264
Instrument Date	Jan 22, 2018
Instrument	2018-0075053
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE SAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5002 EL MIRLO DR, OCEANSIDE, CA 92057-2702

Mortgage

Document Number	0000075054
Date	Feb 26, 2018
Instrument	2018-0075054

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5002 el Mirlo Dr was $5,511 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$539,666 (+2%) Land $346,930 Building $192,736
2025	$5,511.00 Homeowner's exemption	$529,085 Land $340,128 Building $188,957
2023	$5,276.00 (+1.77%) Homeowner's exemption	$508,541 Land $326,921 Building $181,620
2022	$5,184.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5002 el Mirlo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5002 el Mirlo Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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