501 Wisdom St, Jackson, TN 38301 Property Records

Madison County property record for 501 Wisdom St, Jackson, TN 38301

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,702 sqft · built 1900
Lot Size	0.545 acres (23,762 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Oct 2025)
Tax Bill	$2,020 (2022)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`057077D F 02800`

Property Details

APN / Parcel Number

Primary APN	`057077D F 02800`
Alternative APN	`077D F 02800`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,702 sqft Living Area
1st Floor Area	2,018 sqft
Upper Floors Area	684 sqft
Basement Area	352 sqft
Unfinished Basement	352 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2000
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,762 sqft (0.545 acres)
Lot Dimensions	216 ft deep x 110 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	936 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	501 WISDOM ST
City	JACKSON
State	TN
Zip	38301-4331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: J66
Legal Subdivision	LINDSEY PLACE
Legal Block	1
Legal Lot Number	5
Jurisdiction	MADISON TN
Township / Civil Division	2
Census Block Group	2
Census Block	2009
Census Tract	300

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	501 WISDOM ST, JACKSON, TN 38301-4331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK & TRUST COMPANY
Oct 28, 2025	Warranty Deed, Transfer
May 8, 2018	Deed of Trust, Mortgage · Line of Credit FIRSTBANK OF SUMMIT CNTY
Oct 20, 2017	Loan Modification, Mortgage · Conventional Mortgage FIRSTBANK
Apr 3, 2017	Deed of Trust, Mortgage · Conventional with PMI FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Jun 3, 2025 · Amount on Record
Deed Document Number	25012212
Deed Book / Page	D793 / 1368
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	501 WISDOM ST, JACKSON, TN 38301-4331
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 WISDOM ST, JACKSON, TN 38301-4331

Mortgage

Document Number	0T2296/202
Date	Dec 5, 2025
Book Page	T2296/202
Instrument	25013731

Lender

Name	COMMERCIAL BANK & TRUST COMPANY
Type	Bank
Address	633 OIL WELL RD, JACKSON, TN 38305

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

Interest

Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Oct 28, 2025
Property Address	501 WISDOM ST, JACKSON, TN 38301-4331
Document Number	0D793/1368
Book / Page	D793 / 1368
Instrument Date	Oct 17, 2025
Instrument	25012212
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Amount	Amount Recorded
Tax	$1,683.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	501 WISDOM ST, JACKSON, TN 38301-4331

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	501 WISDOM ST, JACKSON, TN 38301-4331
Document Number	0000005249
Instrument Date	May 8, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	501 WISDOM ST JACKSON TN 383014331, JACKSON, TN 38301-4331

Mortgage

Document Number	0000005249
Date	May 14, 2018
Book Page	0T2070/000642
Instrument	5249

Lender

Name	FIRSTBANK OF SUMMIT CNTY
Type	Bank
Address	JACKSON, TN 38305

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 13, 2028

Interest

Rate Type	Adjustable Rate

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON TN
Property Address	501 WISDOM ST, JACKSON, TN 38301-4331
Document Number	0000012735
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 KESWICK CV JACKSON TN 383057532, JACKSON, TN 38305-7532

Mortgage

Document Number	0000012735
Date	Nov 1, 2017
Book Page	0T2058/000643
Instrument	12735

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 31, 2018

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	501 WISDOM ST, JACKSON, TN 38301-4331
Document Number	0000003583
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	501 WISDOM ST JACKSON TN 383014331, JACKSON, TN 38301-4331

Mortgage

Document Number	0000003583
Date	Apr 5, 2017
Book Page	0T2043/000082
Instrument	3583

Lender

Name	FIRSTBANK
Type	Bank
Address	JACKSON, TN 38305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,275 (+2.24%) Land $9,000 Building $50,275
2024		$57,975 (-) Land $9,000 Building $48,975
2023		$57,975 Land $9,000 Building $48,975
2022	$2,020.00		$237,100 Land $36,000 Building $201,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1988–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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