432 Wisdom St, Jackson, TN 38301 Property Records

Madison County property record for 432 Wisdom St, Jackson, TN 38301

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,042 sqft · built 1940
Lot Size	0.247 acres (10,799 sqft)
Owner	Individual Name on Record
Last Sale	$269,900 (Feb 2022)
Tax Bill	$1,289 (2022)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057078A K 00100`

Property Details

APN / Parcel Number

Primary APN	`057078A K 00100`
Alternative APN	`078A K 00100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,042 sqft Living Area
1st Floor Area	1,353 sqft
Upper Floors Area	1,148 sqft
Basement Area	1,353 sqft
Unfinished Basement	1,353 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1977
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,799 sqft (0.247 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Deck Area	312 sqft
Patio Area	259 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	432 WISDOM ST
City	JACKSON
State	TN
Zip	38301-4330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: J66
Legal Subdivision	LINDSEY PLACE
Legal Block	3
Legal Lot Number	1 2
Jurisdiction	MADISON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1034
Census Tract	600

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	432 WISDOM ST, JACKSON, TN 38301-4330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Warranty Deed, Transfer · Conventional Mortgage LEADERS CU
Nov 12, 2021	Deed of Trust, Mortgage FIRST CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Prior Sale	Oct 29, 2002 · Amount on Record
Deed Document Number	22002205
Deed Book / Page	D769 / 473
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Feb 22, 2022
Property Address	432 WISDOM ST, JACKSON, TN 38301-4330
Document Number	00D769/473
Book / Page	D769 / 473
Instrument Date	Feb 18, 2022
Instrument	22002205
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$998.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 WISDOM ST, JACKSON, TN 38301-4330

Mortgage

Document Number	0022002206
Date	Feb 22, 2022
Instrument	22002206

Lender

Name	LEADERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	432 WISDOM ST, JACKSON, TN 38301-4330
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T2178/1399
Date	Nov 12, 2021
Book Page	T2178/1399
Instrument	21016248

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank
Address	ELMORE, AL 36025

Agreement

Amount	Amount Recorded
Term	7 Months
Due	Jun 10, 2022

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,975 (-) Land $4,175 Building $32,800
2023		$36,975 Land $4,175 Building $32,800
2022	$1,289.00		$147,900 Land $16,700 Building $131,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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