501 Sprague St, Malta, IL 60150 Property Records

DeKalb County property record for 501 Sprague St, Malta, IL 60150

Property Summary

Property Type	Single Family Home
Lot Size	0.267 acres (11,642 sqft)
Owner	Individual Name on Record
Tax Bill	$4,471 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-23-335-001`

Property Details

APN / Parcel Number

Primary APN	`07-23-335-001`

Exterior

Lot Area	11,642 sqft (0.267 acres)
Lot Dimensions	176 ft deep x 66 ft wide

Location & Zoning

Account Number	0723335001
Street Address	501 SPRAGUE ST
City	MALTA
State	IL
Zip	60150-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRAGUES ADDITION - LOT 1 BLOCK 8
Legal Subdivision	SPRAGUES ADDITION
Legal Block	8
Legal Lot Number	1
Jurisdiction	DE KALB IL
Township / Civil Division	MALTA
Census Block Group	2
Census Block	2024
Census Tract	300

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	501 SPRAGUE ST, MALTA, IL 60150-9728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Dec 28, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Dec 16, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Oct 21, 2019	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Recording Date	Jul 30, 2026
Property Address	501 SPRAGUE ST, MALTA, IL 60150-9728
Document Number	0000006675
Instrument Date	May 28, 2026
Instrument	20266675
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 SPRAGUE ST, MALTA, IL 60150-9728

Mortgage

Document Number	0000006675,
Date	Jul 30, 2026
Instrument	20266675

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	280 Months
Due	Nov 1, 2049

Interest

Rate	6.3%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	501 SPRAGUE ST, MALTA, IL 60150-9728
Transaction Type	Mortgage
Record Updated	Jan 16, 2023
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 85, MALTA, IL 60150-0085

Mortgage

Document Number	0000012018
Date	Dec 28, 2022
Instrument	2022012018

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Nov 1, 2049

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	501 SPRAGUE ST, MALTA, IL 60150-9728
Transaction Type	Mortgage
Record Updated	Jan 4, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 SPRAGUE ST, MALTA, IL 60150-9728

Mortgage

Document Number	0000016258
Date	Dec 16, 2021
Instrument	2021016258

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Nov 1, 2049

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DE KALB IL
Property Address	501 SPRAGUE ST, MALTA, IL 60150-9728
Document Number	0000000203
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 SPRAGUE ST MALTA IL 601509728, MALTA, IL 60150-9728

Mortgage

Document Number	0000000203
Date	Jan 8, 2020
Instrument	203

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118-6116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Malta Township
Municipality	Malta Village
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,280 (+27.77%) Land $10,284 Building $59,996	$210,840 (+27.77%) Land $30,852 Building $179,988
2024	$4,471.00
2023		$55,007 Land $8,049 Building $46,958	$165,021 Land $24,147 Building $140,874

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALTA serves 1,143 people · EPA ID IL0370350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: DNA Communications.

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