402 Sprague St, Malta, IL 60150 Property Records

DeKalb County property record for 402 Sprague St, Malta, IL 60150

Property Summary

Property Type	Single Family Home
Lot Size	0.238 acres (10,362 sqft)
Owner	Individual Name on File
Last Sale	$69,000 (Aug 2020)
Tax Bill	$4,231 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-23-330-002`

Property Details

APN / Parcel Number

Primary APN	`07-23-330-002`

Exterior

Lot Area	10,362 sqft (0.238 acres)
Lot Dimensions	157 ft deep x 66 ft wide

Location & Zoning

Account Number	0723330002
Street Address	402 SPRAGUE ST
City	MALTA
State	IL
Zip	60150-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRAGUES ADDITION - LOT 5 BLOCK 6
Legal Subdivision	SPRAGUES ADDITION
Legal Block	6
Legal Lot Number	5
Jurisdiction	DE KALB IL
Township / Civil Division	MALTA
Census Block Group	2
Census Block	2076
Census Tract	300

Owner

Source: DeKalb County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 196, MALTA, IL 60150-0196
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 31, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	20208827
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	402 SPRAGUE ST, MALTA, IL 60150-9726
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002103
Date	Mar 17, 2026
Instrument	2026002103

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Aug 31, 2020
Property Address	402 SPRAGUE ST, MALTA, IL 60150-9726
Document Number	0000008827
Instrument Date	Aug 28, 2020
Instrument	8827
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 9TH AVE STERLING IL 610813838, STERLING, IL 61081-3838

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Malta Township
Municipality	Malta Village
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,875 (+27.77%) Land $10,017 Building $56,858	$200,625 (+27.77%) Land $30,051 Building $170,574
2024	$4,231.00
2023		$52,342 Land $7,840 Building $44,502	$157,026 Land $23,520 Building $133,506

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALTA serves 1,143 people · EPA ID IL0370350
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Digital Network Access Communications.

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