501 S Hickory, Roff, OK 74865 Property Records

Pontotoc County property record for 501 S Hickory, Roff, OK 74865

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1920
Lot Size	0.366 acres (15,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Feb 2026)
Tax Bill	$223 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21229`

Property Details

APN / Parcel Number

Primary APN	`21229`
Alternative APN	`1130-00-185-004-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	15,960 sqft (0.366 acres)
Lot Dimensions	140 ft deep x 114 ft wide

Exterior Amenities

Patio Area	108 sqft
Shed	1 Shed
Shed Area	1,440 sqft
Utility Building	3,200 sqft

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	21229
Street Address	501 S HICKORY
City	ROFF
State	OK
Zip	74865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 185 ORIGINAL - ROFF
Legal Subdivision	ROFF-ORIG-ROFF SD-SW13-2-4&SE23-2-4&W2 2
Legal Block	185
Legal Lot Number	4
Jurisdiction	PONTOTOC OK
Township / Civil Division	SOUTHWEST PONTOTOC
Census Block Group	2
Census Block	2066
Census Tract	89600

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4755 COUNTY ROAD 1600, ROFF, OK 74865-6074
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK
Mar 16, 2026	Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO
Jul 11, 2025	Special Warranty Deed, Transfer
Aug 10, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Prior Sale	Jul 11, 2025 · Amount on Record
Deed Document Number	2026694
Deed Book / Page	3978 / 60
Prior Transfer Date	Sep 20, 2024
Prior Transfer Doc	0000005064
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Recording Date	Sep 3, 2026
Property Address	501 S HICKORY, ROFF, OK 74865
Document Number	0000005246
Book / Page	4046 / 284
Instrument Date	Aug 25, 2026
Instrument	20265246
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4755 COUNTY ROAD 1600, ROFF, OK 74865-6074

Mortgage

Document Number	0000005246,
Date	Sep 3, 2026
Book Page	4046/284
Instrument	20265246

Lender

Name	FIRST UNITED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	501 S HICKORY, ROFF, OK 74865
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4755 COUNTY ROAD 1600, ROFF, OK 74865-6074

Mortgage

Document Number	0003987/93
Date	Mar 16, 2026
Book Page	3987/93
Instrument	I-2026-001289

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	PAULS VALLEY, OK 73075

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jul 11, 2025
Property Address	501 S HICKORY, ROFF, OK 74865
Document Number	0003910/84
Book / Page	3910 / 84
Instrument Date	Jun 25, 2025
Instrument	I-2025-003967
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Tax	$34.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 ARLINGTON ST, ADA, OK 74820-2639
Investor	Possibly a Property Investor

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PONTOTOC OK
Recording Date	Aug 10, 2020
Property Address	501 S HICKORY, ROFF, OK 74865
Document Number	003420/273
Book / Page	3420 / 273
Instrument Date	Aug 10, 2020
Instrument	2020-004225
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28011 COUNTY ROAD 3650, 28011, STONEWALL, OK 74871-2513

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	601 S HICKORY, ROFF, OK 74865-9052

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Municipality	Roff Town
Unified School District	Roff Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,760 (+19.58%) Land $934 Building $1,826	$23,000 (-41.4%) Land $7,787 Building $15,213
2025	$223.00 (-3.88%)	$2,308 (+5%) Land $178 Building $2,130	$39,251 (+7.27%) Land $5,000 Building $34,251
2024	$232.00 (+15.42%)	$2,198 (+4.97%) Land $170 Building $2,028	$36,592 (+11.39%) Land $2,280 Building $34,312
2023	$201.00	$2,094 Land $165 Building $1,929	$32,851 Land $2,280 Building $30,571

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 47% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROFF serves 800 people · EPA ID OK2006206
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: 360 Broadband, Arbuckle Communications.

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