407 S Hickory, Roff, OK 74865 Property Records

Pontotoc County property record for 407 S Hickory, Roff, OK 74865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,486 sqft · built 1987
Lot Size	0.366 acres (15,960 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Nov 2021)
Tax Bill	$1,668 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21146`

Property Details

APN / Parcel Number

Primary APN	`21146`
Alternative APN	`1130-00-161-004-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,486 sqft Living Area
1st Floor Area	1,482 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,960 sqft (0.366 acres)
Lot Dimensions	140 ft deep x 114 ft wide
Garage Type	Attached
Garage Area	1,144 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	520 sqft
Patio Area	88 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21146
Street Address	407 S HICKORY
City	ROFF
State	OK
Zip	74865-9027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 161 ORIGINAL - ROFF
Legal Subdivision	ROFF-ORIG-ROFF SD-SW13-2-4&SE23-2-4&W2 2
Legal Block	161
Legal Lot Number	4
Jurisdiction	PONTOTOC OK
Township / Civil Division	SOUTHWEST PONTOTOC
Census Block Group	2
Census Block	2037
Census Tract	89600

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 S HICKORY, ROFF, OK 74865-9027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Prior Sale	Nov 20, 2002 · Amount on Record
Deed Document Number	20216784
Deed Book / Page	3556 / 43
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Nov 1, 2021
Property Address	407 S HICKORY, ROFF, OK 74865-9027
Document Number	3556/43
Book / Page	3556 / 43
Instrument Date	Oct 27, 2021
Instrument	2021-006784
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	SOUTHEAST OKLAHOMA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 S HICKORY, ROFF, OK 74865-9027

Mortgage

Document Number	2021006785
Date	Nov 1, 2021
Instrument	2021-006785

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Municipality	Roff Town
Unified School District	Roff Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,751 (+3%) Land $600 Building $18,151	$156,259 (-6.27%) Land $5,000 Building $151,259
2025	$1,668.00 (-3.7%) Homeowner's exemption	$18,205 (+3%) Land $600 Building $17,605	$166,712 (+1.2%) Land $5,000 Building $161,712
2024	$1,732.00 (+11.74%) Homeowner's exemption	$17,675 (+3%) Land $600 Building $17,075	$164,741 (+15.2%) Land $5,000 Building $159,741
2023	$1,550.00 Homeowner's exemption	$17,160 Land $600 Building $16,560	$143,000 Land $5,000 Building $138,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · lower than 71% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROFF serves 800 people · EPA ID OK2006206
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: 360 Broadband, Arbuckle Communications.

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