501 Prospect Mill Rd, Bel Air, MD 21015 Property Records

Harford County property record for 501 Prospect Mill Rd, Bel Air, MD 21015

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,988 sqft · built 1910
Lot Size	0.946 acres (41,207 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Oct 2018)
Tax Bill	$3,252 (2026)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-043150`

Property Details

APN / Parcel Number

Primary APN	`03-043150`
Alternative APNs	`3043150` `043150`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,988 sqft Total Area
Basement Area	565 sqft
Finished Basement	565 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	41,207 sqft (0.946 acres)
Lot Dimensions	200 ft deep x 175 ft wide
Porch	Slab
Porch Area	373 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	043150
Street Address	501 PROSPECT MILL RD
City	BEL AIR
State	MD
Zip	21015-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LT 175X200 0.946 AC 501 PROSPECT MILL ROAD NE FOUNTAIN GREEN
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3003
Census Tract	303101

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	501 PROSPECT MILL RD, BEL AIR, MD 21015-1521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2018 · Amount on Record
Deed Sale	Oct 10, 2018 · Amount on Record
Deed Book / Page	13017 / 66
Record Updated	Oct 29, 2026

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 10, 2018
Property Address	501 PROSPECT MILL RD, BEL AIR, MD 21015-1521
Document Number	0130170066
Book / Page	13017 / 0066
Instrument Date	Jul 30, 2018
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6001 HUNT CLUB RD, ELKRIDGE, MD 21075-5517

Mortgage

Document Number	0130170074
Date	Oct 10, 2018
Book Page	13017/0074

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,252.00 (+6.83%)	$292,900 (+12.17%)	$305,500 (+6.59%) Land $101,100 Building $204,400
2025	$3,044.00 (+10.01%)
2023		$261,133	$286,600 Land $101,100 Building $185,500
2022	$2,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20