Harford County property record for 402 Prospect Mill Rd, Bel Air, MD 21015
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,188 sqft · built 1968 |
| Lot Size | 2.28 acres (99,317 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (Aug 2020) |
| Tax Bill | $3,877 (2026) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-042456 |
| Primary APN | 03-042456 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,188 sqft Total Area |
| Basement Area | 605 sqft |
| Finished Basement | 605 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 99,317 sqft (2.28 acres) |
| Garage Type | Carport |
| Garage Area | 378 sqft |
| Carport | Carport |
| Carport Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 042456 |
|---|---|
| Street Address | 402 PROSPECT MILL RD |
| City | BEL AIR |
| State | MD |
| Zip | 21015-1520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 2.282 AC 402 PROSPECT MILL ROAD W OF FULFORD |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 303101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Tudor Hall listed 1973 · 2 contributing resources · NRIS 73000924 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 402 PROSPECT MILL RD, BEL AIR, MD 21015-1520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2020 · Amount on Record |
| Deed Sale | Aug 6, 2020 · Amount on Record |
| Prior Sale | May 14, 2002 · Amount on Record |
| Deed Book / Page | 14021 / 171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 6, 2020 |
| Property Address | 402 PROSPECT MILL RD, BEL AIR, MD 21015-1520 |
| Document Number | 0140210171 |
| Book / Page | 14021 / 171 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 PROPSSPET MIL ROAD, BEL AIR, MD 21015 |
| Document Number | 0014021180 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | 14021/180 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,877.00 (+9.95%) | $350,233 (+19.68%) | $363,700 (+5.88%) Land $118,100 Building $245,600 |
| 2025 | $3,526.00 (+18.64%) | ||
| 2023 | $292,633 | $343,500 Land $118,100 Building $225,400 | |
| 2022 | $2,972.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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