501 Phillip St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 501 Phillip St, Saint Joseph, MO 64504

Property Summary

Property Type	Single Family Home
Details	1,981 sqft · built 2002
Lot Size	3.13 acres (136,343 sqft)
Owner	Individual Name on Record
Last Sale	$205,800 (Jul 2022)
Tax Bill	$3,363 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
APN	`11-3.0-05-002-000-001.003`

Property Details

APN / Parcel Number

Primary APN	`11-3.0-05-002-000-001.003`

Interior

Building Area	1,981 sqft Base Area
1st Floor Area	1,981 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	136,343 sqft (3.13 acres)

Location & Zoning

Street Address	501 PHILLIP ST
City	SAINT JOSEPH
State	MO
Zip	64504-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	05-56-35NWSUB:SOUTH HAVEN LOT:4 BLK:LGL DESC:
Legal Range	35W
Legal Township	56N
Legal Section	05
Legal Subdivision	SOUTH HAVEN
Legal Lot Number	4
Jurisdiction	BUCHANAN MO
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1027
Census Tract	2300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	501 PHILLIP ST, SAINT JOSEPH, MO 64504-2713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Prior Sale	May 20, 2008
Deed Document Number	20226989
Deed Book / Page	3778 / 375
Prior Transfer Date	Jul 15, 2022
Prior Transfer Doc	0000006989
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	501 PHILLIP ST, SAINT JOSEPH, MO 64504-2713
Transaction Type	Mortgage
Record Updated	Aug 3, 2022
Title Company	ALLIANCE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4603 IRIS AVE, SAINT JOSEPH, MO 64503-5101

Mortgage

Document Number	003778/376
Date	Jul 21, 2022
Book Page	3778/376
Instrument	2022006990

Lender

Name	A1 MORTGAGE GROUP LLC
Type	Mortgage Company
Address	LEES SUMMIT, MO 64063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,363.00 (+0.03%)	$47,110 (+12.33%) Land $4,870 Building $42,240	$247,960 (+12.34%) Land $25,650 Building $222,310
2024	$3,362.00 (+22.61%)
2023	$2,742.00 (-0.69%)	$41,940 (-) Land $4,750 Building $37,190	$220,720 (-) Land $25,000 Building $195,720
2022	$2,761.00	$41,940 Land $4,750 Building $37,190
2021			$220,720 Land $25,000 Building $195,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20