500 Phillip St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 500 Phillip St, Saint Joseph, MO 64504

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1922
Lot Size	4.23 acres (184,259 sqft)
Owner	Individual Name on Record
Last Sale	$290,900 (Dec 2021)
Tax Bill	$1,118 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
APN	`11-3.0-05-002-000-005.000`

Property Details

APN / Parcel Number

Primary APN	`11-3.0-05-002-000-005.000`

Interior

Building Area	960 sqft Base Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	184,259 sqft (4.23 acres)

Location & Zoning

Street Address	500 PHILLIP ST
City	SAINT JOSEPH
State	MO
Zip	64504-2712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	05-56-35NWSUB: LOT: BLK:LGL DESC:BEG 1318.35' W & 742' S NE COR NW4 TH S ALG 1/4 1/4 SEC LINE 437.72' TH E 449' N 460' SWLY ALG RD 451' TO POB
Legal Range	35W
Legal Township	56N
Legal Section	05
Jurisdiction	BUCHANAN MO
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1028
Census Tract	2300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	500 PHILLIP ST, SAINT JOSEPH, MO 64504-2712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2021 · Amount on Record
Deed Sale	Dec 23, 2021 · Amount on Record
Prior Sale	Dec 18, 2015
Deed Document Number	202113921
Deed Book / Page	3771 / 208
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 23, 2021
Property Address	500 PHILLIP ST, SAINT JOSEPH, MO 64504-2712
Document Number	003771/208
Book / Page	3771 / 208
Instrument Date	Dec 1, 2021
Instrument	2021013921
Transaction Type	Transfer
Record Updated	Jan 6, 2022
Title Company	PREFERRED TITLE, PREFERRED TITLE OF ST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 PHILLIP ST, SAINT JOSEPH, MO 64504-2712

Mortgage

Document Number	2021013922
Date	Dec 23, 2021
Instrument	2021013922

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,118.00	$15,470 (+4.32%) Land $4,410 Building $11,060	$81,430 (+4.32%) Land $23,230 Building $58,200
2024	$1,118.00 (+13.73%)
2023	$983.00 (+101.43%)	$14,830 (+104.27%) Land $4,410 Building $10,420	$78,060 (+104.56%) Land $23,230 Building $54,830
2022	$488.00	$7,260 Land $2,950 Building $4,310
2021			$38,160 Land $15,500 Building $22,660

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20