501 N Mingo St, Albion, MI 49224 Property Records

Calhoun County property record for 501 N Mingo St, Albion, MI 49224

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,012 sqft · built 1910
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Individual Names on File
Last Sale	$34,750 (Feb 2026)
Tax Bill	$1,583 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-003-346-00`

Property Details

APN / Parcel Number

Primary APN	`51-003-346-00`
Alternative APN	`13-51-003-346-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,012 sqft Living Area
1st Floor Area	688 sqft
Basement Area	688 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	115 ft deep x 61.7 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	501 N MINGO ST
City	ALBION
State	MI
Zip	49224-1941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	ALBION CITY, G F BUNDAYS ADDITION BLK 6. LOT 6
Legal Subdivision	G F BUNDAYS ADD
Legal Lot Number	6
Jurisdiction	CALHOUN MI
Township / Civil Division	ALBION
Census Block Group	2
Census Block	2011
Census Tract	3500

Owner

501 N Mingo St is owned and occupied by two individuals who bought it in February 2026.

Source: Calhoun County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15458 29 MILE RD, ALBION, MI 49224-9425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Sep 28, 2020	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2026 · Amount on File
Deed Sale	Feb 23, 2026 · Amount on File
Prior Sale	Sep 28, 2020 · Amount on File
Deed Book / Page	4980 / 145
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	501 N MINGO ST, ALBION, MI 49224-1941
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 N MINGO ST, ALBION, MI 49224-1941

Mortgage

Document Number	004693/638
Date	Sep 21, 2022
Book Page	4693/638

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Sep 28, 2020
Property Address	501 N MINGO ST, ALBION, MI 49224-1941
Document Number	004460/686
Book / Page	4460 / 686
Map Reference	LB 1 PG 50
Instrument Date	Sep 16, 2020
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$533.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26509 DIVISION DR, 26509, ALBION, MI 49224-9703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 N MINGO ST, ALBION, MI 49224-1941

Mortgage

Document Number	0004460688
Date	Sep 28, 2020
Instrument	4460/688

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 501 N Mingo St was $1,583 with a homeowner's exemption.

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Albion City
County	Calhoun County
Unified School District	Marshall Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,800 (+6.12%)
2025	$1,583.00 Homeowner's exemption	$44,100	$93,600 (+6.12%)
2024			$88,200 (+22.16%)
2023		$36,100	$72,200
2022	$1,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 501 N Mingo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 501 N Mingo St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION serves 9,144 people · EPA ID MI0000100
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb
Copper	1.35 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026 No certified operator Jan 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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