406 N Mingo St, Albion, MI 49224 Property Records

Calhoun County property record for 406 N Mingo St, Albion, MI 49224

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,128 sqft · built 1955
Lot Size0.212 acres (9,235 sqft)
Owner2 Individual Names on Record
Last Sale$131,000 (May 2025)
Tax Bill$1,189 (2025)
Deeds & MortgagesMar 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN51-003-240-00

Property Details

APN / Parcel Number

Primary APN51-003-240-00
Alternative APN
  • 13-51-003-240-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,128 sqft Living Area
1st Floor Area1,128 sqft
Basement Area552 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area9,235 sqft (0.212 acres)
Lot Dimensions140 ft deep x 68 ft wide
Garage Area288 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address406 N MINGO ST
CityALBION
StateMI
Zip49224-1940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionALBION CITY, G F BUNDAYS ADDITION BLK 2. LOT 10. EXC E 25 FT. (406 N. MINGO ST.)
Legal SubdivisionG F BUNDAYS ADDITION
Legal Lot Number10
JurisdictionCALHOUN MI
Township / Civil DivisionALBION
Census Block Group2
Census Block2015
Census Tract3500

Owner

Source: Calhoun County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4250 CALLAHAN RD, ALBION, MI 49224-9196
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2025 · Amount on Record
Deed SaleMay 15, 2025 · Amount on Record
Prior SaleJul 18, 2008 · Amount on Record
Deed Book / Page4909 / 376
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALHOUN MI
Property Address406 N MINGO ST, ALBION, MI 49224-1940
Transaction TypeMortgage
Record UpdatedJul 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number04213/0795
DateMar 15, 2018
Book Page4213/0795
Lender
NameBLUEOX CU
TypeCredit Union
AddressBATTLE CREEK, MI 49015
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 14, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlbion City
CountyCalhoun County
Unified School DistrictMarshall Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$57,200 (+7.12%)
2025$1,189.00 (+21.08%) Homeowner's exemption$53,400 (+25.65%)$114,400 (+7.12%)
2024$106,800 (+25.65%)
2023$42,500$85,000
2022$982.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALBION
serves 9,144 people · EPA ID MI0000100
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2025)
action level 15 ppb
Copper1.35 mg/L (2016–2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2026
No certified operator
Jan 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Starlink
Satellite
280 / 30
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on N Mingo St

Nearby Streets

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