501 Floyd Pl, Cottondale, FL 32431 Property Records

Washington County property record for 501 Floyd Pl, Cottondale, FL 32431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,272 sqft · built 1976
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Sep 2019)
Tax Bill	$1,693 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000002760004`

Property Details

APN / Parcel Number

Primary APN	`000002760004`
Alternative APNs	`00000000-00-0276-0004` `02760004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,272 sqft Living Area
Gross Area	1,308 sqft
1st Floor Area	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	96 sqft
Porch	Stoop

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	501 FLOYD PL
City	COTTONDALE
State	FL
Zip	32431-9019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30 4 12 1 ORB 1155 P 121 BEG. 25 S. 188 E. OF NWC OF NW1/4 OF NE1/4, RUN E. ON S. SIDE OF RD. 163, S.263.1, W. 163, N.263.1 TO POB
Legal Range	12W
Legal Township	04S
Legal Section	30
Legal Block	4
Legal Lot Number	4
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1002
Census Tract	970102

Owner

501 Floyd Pl is owned by an individual who bought it in September 2019.

Source: Washington County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 51, ALFORD, FL 32420-0051
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Jan 28, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 3, 2019	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Prior Sale	Jun 2, 2015 · Amount on File
Deed Document Number	201967006863
Deed Book / Page	1155 / 121
Prior Transfer Date	Feb 4, 2011
Prior Transfer Doc	0067001222
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Recording Date	May 29, 2026
Property Address	501 FLOYD PL, COTTONDALE, FL 32431-9019
Document Number	0000004126
Book / Page	1372 / 494
Instrument Date	Apr 27, 2026
Instrument	20264126
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 FLOYD PL, COTTONDALE, FL 32431-9019

Mortgage

Document Number	0000004126,
Date	May 29, 2026
Book Page	1372/494
Instrument	20264126

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	280 Months
Due	Sep 1, 2049

Interest

Rate	6.38%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	501 FLOYD PL, COTTONDALE, FL 32431-9019
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 FLOYD PL, COTTONDALE, FL 32431-9019

Mortgage

Document Number	0067000558
Date	Jan 28, 2021
Book Page	1197/37
Instrument	202167000558

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Sep 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 3, 2019
Property Address	501 FLOYD PL, COTTONDALE, FL 32431-9019
Document Number	0067006863
Book / Page	1155 / 0121
Instrument Date	Aug 30, 2019
Instrument	201967006863
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	DIAMOND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5607 FRANK HOUGH RD, 5607, PANAMA CITY, FL 32404-2032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 51, ALFORD, FL 32420-0051

Mortgage

Document Number	0000000123
Date	Sep 3, 2019
Instrument	1155/123

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 501 Floyd Pl was $1,693, up 5.1% from the year before.

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,693.00 (+5.09%)	$122,303 (-4.62%) Land $5,800 Building $116,503	$122,303 (-4.62%) Land $5,800 Building $116,503
2024	$1,611.00 (+8.19%)	$128,222 (+9.43%) Land $5,000 Building $123,222	$128,222 (+9.43%) Land $5,000 Building $123,222
2023	$1,489.00 (+8.21%)	$117,176 (+9.12%) Land $5,000 Building $112,176	$117,176 (+9.12%) Land $5,000 Building $112,176
2022	$1,376.00	$107,385 Land $4,500 Building $102,885	$107,385 Land $4,500 Building $102,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 501 Floyd Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 501 Floyd Pl is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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