495 Floyd Pl, Cottondale, FL 32431 Property Records

Washington County property record for 495 Floyd Pl, Cottondale, FL 32431 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2012
Square Footage1,152 sqft Heated Area
Lot Size500,940 sqft (11.5 acres)
GarageCarport
OccupancyOwner Occupied
Last Sale$115,000 (2016)
Tax Bill$611.00 (2025)

Property Details

APN / Parcel Number

Primary APN000002760003
Alternative APN
  • 02760003

Interior

Full Baths2 Baths
Building Area1,152 sqft Heated Area
Gross Area1,488 sqft Gross Area
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2012
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area500,940 sqft (11.5 acres)
Garage TypeCarport Garage
CarportCarport
Patio Area120 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number000002760003
Street Address495 FLOYD PL
CityCOTTONDALE
StateFL
Zip32431-9018
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description30 4 12 11.5 PARCEL DESC IN ORB 1072 P 437 & ORB 1073 P 109
Legal Range12W
Legal Township04N
Legal Section30
Legal Block0276
Legal Lot Number0003
JurisdictionWASHINGTON FL
Minor Civil DivisionCHIPLEY
Census Blockgroup1
Census Block1002
Census Tract970102

Owner

Source: Washington County records · APN 000002760003

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address495 FLOYD PL, COTTONDALE, FL 32431-9018
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2020Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
May 06, 2019Deed of Trust, Mortgage
REGIONS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 17, 2016 · Amount on Record
Deed SaleOct 17, 2016 · Amount on Record
Deed Doc Number201667005927
Deed Book / Page1072 / 437
Last Transfer DateOct 19, 2016
Transfer Doc0067005987
Record RefreshedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address495 FLOYD PL, COTTONDALE, FL 32431-9018
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 FLOYD PL, COTTONDALE, FL 32431-9018

Mortgage

Document Number0067006574
DateOct 06, 2020
Book Page1187/579
Instrument202067006574
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 01, 2035

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address495 FLOYD PL, COTTONDALE, FL 32431-9018
Document Number0067003982
Instrument DateMay 06, 2019
Transaction TypeMortgage
Record UpdatedJun 03, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address495 FLOYD PL COTTONDALE FL 324319018, COTTONDALE, FL 32431-9018

Mortgage

Document Number0067003982
DateMay 21, 2019
Book Page001135/000994
Instrument67003982
Lender
NameREGIONS BK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
AmountAmount Recorded
Term84 Months
DueMay 20, 2026

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$611.00 (+8.53%) Homeowner's exemption$84,977 (+2.82%)$175,578 (+15.68%)
2024$563.00 (+4.07%) Homeowner's exemption$82,650 (+2.91%)$151,779 (+7.45%)
2023$541.00 (+14.62%) Homeowner's exemption$80,312 (+7.6%)$141,253 (+14.38%)
2022$472.00 Homeowner's exemption$74,640$123,495

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 52% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 1,031 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Floyd Pl

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