501 Flock Ave, Naperville, IL 60565 Property Records

DuPage County property record for 501 Flock Ave, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,341 sqft · built 1987
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$439,000 (Jun 2016)
Tax Bill	$12,219 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-31-102-001`

Property Details

APN / Parcel Number

Primary APN	`08-31-102-001`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,341 sqft Living Area
Gross Area	3,552 sqft
1st Floor Area	1,376 sqft
2nd Floor Area	1,277 sqft
Basement Area	899 sqft
Finished Basement	688 sqft
Unfinished Basement	211 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood Siding
Lot Area	13,068 sqft (0.3 acres)
Garage Area	400 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Street Address	501 FLOCK AVE
City	NAPERVILLE
State	IL
Zip	60565-1299
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WINDING CREEK ESTATES UNIT 2 ALL
Legal Subdivision	WINDING CREEK ESTATES
Legal Lot Number	183
Legal Unit	2
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	4
Census Block	4002
Census Tract	846207

Owner

501 Flock Ave is owned and occupied by two individuals who bought it in June 2016.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	501 FLOCK AVE, NAPERVILLE, IL 60565-1299
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Dec 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage PERL MORTGAGE INC
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage A & N MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2016 · Amount on File
Deed Sale	Jun 9, 2016 · Amount on File
Prior Sale	Apr 22, 2015 · Amount on File
Deed Document Number	201657285
Prior Transfer Date	Feb 13, 2014
Prior Transfer Doc	0000019153
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	501 FLOCK AVE, NAPERVILLE, IL 60565-1299
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 FLOCK AVE, NAPERVILLE, IL 60565-1299

Mortgage

Document Number	0000016771
Date	Mar 17, 2026
Instrument	R2026-016771

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 17, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	501 FLOCK AVE, NAPERVILLE, IL 60565-1299
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 FLOCK AVE, NAPERVILLE, IL 60565-1299

Mortgage

Document Number	0000057582
Date	Sep 15, 2025
Instrument	R2025-057582

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 4, 2035

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	501 FLOCK AVE, NAPERVILLE, IL 60565-1299
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125426
Date	Dec 7, 2017
Instrument	R2017-125426

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company
Address	CHICAGO, IL 60618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate	4%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	501 FLOCK AVE, NAPERVILLE, IL 60565-1299
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061905
Date	Jun 16, 2020
Instrument	R2020-061905

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	501 FLOCK AVE, NAPERVILLE, IL 60565-1299
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	LAKESHORE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091499
Date	Jun 15, 2021
Instrument	R2021-091499

Lender

Name	A & N MORTGAGE SERVICES INC
Type	Mortgage Company
Address	CHICAGO, IL 60642

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 501 Flock Ave was $12,219 with a homeowner's exemption, up 3.7% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,219.00 (+3.73%) Homeowner's exemption	$217,379 (+8.53%) Land $85,287 Building $132,092	$652,137 (+8.53%) Land $255,861 Building $396,276
2024	$11,780.00	$200,294 Land $78,584 Building $121,710	$600,882 Land $235,752 Building $365,130
2022	$10,421.00 Homeowner's exemption	$167,020 Land $65,530 Building $101,490	$501,060 Land $196,590 Building $304,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 501 Flock Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 501 Flock Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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