479 Flock Ave, Naperville, IL 60565 Property Records

DuPage County property record for 479 Flock Ave, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,814 sqft · built 1985
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$356,000 (Apr 2004)
Tax Bill	$12,665 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-30-307-007`

Property Details

APN / Parcel Number

Primary APN	`08-30-307-007`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,814 sqft Living Area
Gross Area	3,744 sqft
1st Floor Area	1,635 sqft
2nd Floor Area	1,179 sqft
Basement Area	930 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Lot Area	11,326 sqft (0.26 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Street Address	479 FLOCK AVE
City	NAPERVILLE
State	IL
Zip	60565-6150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WINDING CREEK ESTATES UNIT 2 ALL
Legal Subdivision	WINDING CREEK ESTATES
Legal Lot Number	149
Legal Unit	2
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	3
Census Block	3004
Census Tract	846207

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	479 FLOCK AVE, NAPERVILLE, IL 60565-6150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2004 · Amount on Record
Deed Sale	Apr 21, 2004 · Amount on Record
Deed Document Number	2004103125
Prior Transfer Date	Feb 19, 2004
Prior Transfer Doc	0000063007
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	479 FLOCK AVE, NAPERVILLE, IL 60565-6150
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090820
Date	Oct 8, 2019
Instrument	R2019-090820

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	443 Months
Due	Sep 27, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	479 FLOCK AVE, NAPERVILLE, IL 60565-6150
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028443
Date	Feb 23, 2021
Instrument	R2021-028443

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,665.00 (+17.27%)	$225,025 (+30.16%) Land $85,108 Building $139,917	$675,075 (+30.16%) Land $255,324 Building $419,751
2022	$10,800.00 Homeowner's exemption	$172,890 Land $65,390 Building $107,500	$518,670 Land $196,170 Building $322,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Oct 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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