501 E McKamey St, Payson, AZ 85541 Property Records

Gila County property record for 501 E McKamey St, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,061 sqft · built 1987
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Jul 2014)
Tax Bill	$2,121 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`304-44-015`

Property Details

APN / Parcel Number

Primary APN	`304-44-015`
Alternative APNs	`M007949` `R034523` `034523`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,061 sqft Living Area
1st Floor Area	2,061 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Material	Asbestos
Lot Area	13,504 sqft (0.31 acres)
Porch	Covered Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	M007949
Street Address	501 E MCKAMEY ST
City	PAYSON
State	AZ
Zip	85541-5126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 03 TOWNSHIP: 10N RANGE: 10E LOT 117 OF MOGOLLON ADDITION PLAT SEVEN OF PLAT 490SW1/4 SE1/4 SEC 3 T10N R10E = 0.31 AC
Legal Range	10E
Legal Township	10N
Legal Section	03
Legal Subdivision	MOGOLLON ADD
Legal Lot Number	117
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1020
Census Tract	500

Owner

Source: Gila County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	501 E MCKAMEY ST, PAYSON, AZ 85541-5126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 15, 2018	Deed of Trust, Mortgage · Conventional with PMI DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2014 · Amount on Record
Deed Sale	Jul 18, 2014 · Amount on Record
Prior Sale	Mar 3, 2011 · Amount on Record
Deed Document Number	20146690
Prior Transfer Date	Apr 15, 2011
Prior Transfer Doc	0000004452
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	501 E MCKAMEY ST, PAYSON, AZ 85541-5126
Transaction Type	Mortgage
Record Updated	Jul 7, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 E MCKAMEY ST, PAYSON, AZ 85541-5126

Mortgage

Document Number	0000008137
Date	Jun 22, 2022
Instrument	2022-008137

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	501 E MCKAMEY ST, PAYSON, AZ 85541-5126
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005770
Date	Apr 20, 2021
Instrument	2021-005770

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	501 E MCKAMEY ST, PAYSON, AZ 85541-5126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005785
Date	May 28, 2020
Instrument	2020-005785

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	501 E MCKAMEY ST, PAYSON, AZ 85541-5126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002387
Date	Mar 2, 2020
Instrument	2020-002387

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	501 E MCKAMEY ST, PAYSON, AZ 85541-5126
Document Number	0000008747
Instrument Date	Aug 15, 2018
Transaction Type	Mortgage
Record Updated	Sep 26, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	501 E MCKAMEY ST PAYSON AZ 855415126, PAYSON, AZ 85541-5126

Mortgage

Document Number	0000008747
Date	Aug 20, 2018
Instrument	8747

Lender

Name	DITECH FIN'L
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2048

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,723 (+8.02%) Land $7,161 Building $29,562	$367,227 (+8.02%) Land $71,610 Building $295,617
2025	$2,121.00 (+7.72%)
2024		$33,998 Land $4,602 Building $29,396	$339,976 Land $46,021 Building $293,955
2023	$1,969.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of Arizona
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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