405 E McKamey St, Payson, AZ 85541 Property Records

Gila County property record for 405 E McKamey St, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	5,965 sqft · built 1981
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Jun 2026)
Tax Bill	$3,224 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`304-04-237`

Property Details

APN / Parcel Number

Primary APN	`304-04-237`
Alternative APNs	`R031487` `031487`

Interior

Stories	1 Story
Building Area	5,965 sqft Living Area
Gross Area	6,724 sqft
1st Floor Area	2,386 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asbestos
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	1,332 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	R031487
Street Address	405 E MCKAMEY ST
City	PAYSON
State	AZ
Zip	85541-5124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 03 TOWNSHIP: 10N RANGE: 10E LOT 89, MOGOLLON RIM ADDITION PLAT 6, PLAT 389SE1/4 SW1/4 SEC 3 T10N R10E = 0.31 AC
Legal Range	10E
Legal Township	10N
Legal Section	03
Legal Subdivision	MOGOLLON RIM ADD
Legal Lot Number	89
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1022
Census Tract	500

Owner

Source: Gila County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 E MCKAMEY ST, PAYSON, AZ 85541-5124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Jun 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUBURBAN MORTGAGE INC
Dec 30, 2025	Intrafamily Transfer, Transfer
Dec 3, 2021	Warranty Deed, Transfer
Dec 3, 2021	Special Warranty Deed, Transfer PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Deed Document Number	20265482
Prior Transfer Date	Dec 29, 2025
Prior Transfer Doc	0000011397
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Jun 4, 2026
Property Address	405 E MCKAMEY ST, PAYSON, AZ 85541-5124
Document Number	0000005482
Instrument Date	May 24, 2026
Instrument	20265482
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	GREAT AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E MCKAMEY ST, PAYSON, AZ 85541-5124

Mortgage

Document Number	0000005483,
Date	Jun 4, 2026
Instrument	20265483

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	405 E MCKAMEY ST, PAYSON, AZ 85541-5124
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	CANTON TITLE AGENCY, CANYON TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E MCKAMEY ST, PAYSON, AZ 85541-5124

Mortgage

Document Number	0000007990
Date	Jun 16, 2022
Instrument	2022-007990

Lender

Name	SUBURBAN MORTGAGE INC
Type	Mortgage Company
Address	PHOENIX, AZ 85020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	Dec 30, 2025
Property Address	405 E MCKAMEY ST, PAYSON, AZ 85541-5124
Document Number	0000011397
Map Reference	MAP 389
Instrument Date	Dec 29, 2025
Instrument	2025-011397
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	405 E MCKAMEY ST, PAYSON, AZ 85541-5124

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Dec 3, 2021
Property Address	405 E MCKAMEY ST, PAYSON, AZ 85541-5124
Document Number	0000016288
Map Reference	MAP 389
Instrument Date	Dec 3, 2021
Instrument	2021-016288
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 N CHERRY # 2, 2, MESA, AZ 85201-5603

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Dec 3, 2021
Property Address	405 E MCKAMEY ST, PAYSON, AZ 85541-5124
Document Number	0000016286
Map Reference	MAP 389
Instrument Date	Dec 3, 2021
Instrument	2021-016286
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 N CHERRY # 2, 2, MESA, AZ 85201-5603

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,537 (+4%) Land $7,161 Building $51,376	$585,374 (+4%) Land $71,610 Building $513,764
2025	$3,224.00 (+7.68%)
2024		$56,284 Land $4,602 Building $51,682	$562,839 Land $46,021 Building $516,818
2023	$2,994.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of Arizona
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cable One Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35

May also be available: Verizon.

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