Bay County property record for 501 E 4th St, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,243 sqft · built 1970 |
| Lot Size | 0.688 acres (29,969 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (May 2018) |
| Tax Bill | $3,347 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 09216-000-000 |
| Primary APN | 09216-000-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,243 sqft Living Area |
| Gross Area | 2,772 sqft |
| 1st Floor Area | 2,243 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 29,969 sqft (0.688 acres) |
| Lot Dimensions | 150 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Driveway | Driveway |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 415 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 501 E 4TH ST |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-1437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AAA |
| Legal Description | LYNN HAVEN MAP 102B4 LOTS 13, 14, 15 & 16 BLK 69 ORB 4005 P 2030 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 09 |
| Legal Subdivision | LYNN HAVEN |
| Legal Block | 69 |
| Legal Lot Number | 13 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1402 |
Source: Bay County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 501 E 4TH ST, LYNN HAVEN, FL 32444-1437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 17, 2018 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| May 4, 2018 | Warranty Deed, Transfer SMARTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2018 · Amount on Record |
| Deed Sale | May 4, 2018 · Amount on Record |
| Prior Sale | Aug 1, 2016 · Amount on Record |
| Deed Document Number | 201826953 |
| Deed Book / Page | 4005 / 2030 |
| Last Transfer Date | Nov 14, 2024 |
| Transfer Doc | 0048591253 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 501 E 4TH ST, LYNN HAVEN, FL 32444-1437 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040700968 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 4070/0968 |
| Instrument | 2018076413 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 14, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 4, 2018 |
| Property Address | 501 E 4TH ST, LYNN HAVEN, FL 32444-1437 |
| Document Number | 0040052030 |
| Book / Page | 004005 / 002030 |
| Instrument Date | May 3, 2018 |
| Instrument | 26953 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2018 |
| Title Company | MTI TITLE INSURANCE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 501 E 4TH ST LYNN HAVEN FL 324441437, LYNN HAVEN, FL 32444-1437 |
| Document Number | 40052032 |
|---|---|
| Date | May 4, 2018 |
| Book Page | 004005/002032 |
| Instrument | 26954 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | PIGEON FORGE, TN 37868-1910 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 3, 2048 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,347.00 (+50.9%) Homeowner's exemption | $264,131 (+58.23%) | $451,773 (+95.96%) Land $105,000 Building $346,773 |
| 2024 | $2,218.00 (+3.74%) | ||
| 2023 | $2,138.00 (+13.97%) Homeowner's exemption | $166,930 (+3%) | $230,543 (+7.42%) Land $107,200 Building $123,343 |
| 2022 | $1,876.00 Homeowner's exemption | $162,068 | $214,621 Land $102,000 Building $112,621 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 41 (1995–2021) |
| Claims Outside the SFHA | 35 of 41 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
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