230 E 4th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 230 E 4th St, Lynn Haven, FL 32444 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,615 sqft · built 2022
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Company Names on File
Last Sale	$325,000 (Mar 2022)
Tax Bill	$4,980 (2025)
Deeds & Mortgages	Jun 2026 Sale Mar 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`09193-010-000`

Property Details

APN / Parcel Number

Primary APN	`09193-010-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,615 sqft Living Area
Gross Area	2,099 sqft
1st Floor Area	1,615 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	561 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	230 E 4TH ST
City	LYNN HAVEN
State	FL
Zip	32444-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYNN HAVEN MAP 102B4 E1/2 LOT 15 & 16 BLK 66 ORB 4544 P 1415
Legal Range	14W
Legal Township	03S
Legal Section	09
Legal Subdivision	LYNN HAVEN
Legal Block	66
Legal Lot Number	15,16
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	3
Census Block	3003
Census Tract	1402

Owner

Source: Bay County records · APN 09193-010-000

Assessment roll updated January 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	930 CRYSTAL BAYOU BLVD, PANAMA CITY BEACH, FL 32407-2619
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 31, 2022	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Deed Document Number	202224068
Deed Book / Page	4544 / 1415
Last Transfer Date	Jun 26, 2026
Transfer Doc	0000038824
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jun 26, 2026
Property Address	230 E 4TH ST, LYNN HAVEN, FL 32444-1416
Document Number	0000038824
Book / Page	5049 / 1867
Instrument Date	Jun 26, 2026
Instrument	202638824
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	930 CRYSTAL BAYOU BLVD, PANAMA CITY BEACH, FL 32407-2619

March 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 31, 2022
Property Address	230 E 4TH ST, LYNN HAVEN, FL 32444-1416
Document Number	0045441415
Book / Page	4544 / 1415
Map Reference	MB 5 PG 11
Instrument Date	Mar 28, 2022
Instrument	2022024068
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2024
Title Company	OMEGA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1005, LYNN HAVEN, FL 32444-1005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 MASSACHUSETTS AVE, LYNN HAVEN, FL 32444-2134

Mortgage

Document Number	0045441417
Date	Mar 31, 2022
Instrument	4544/1417

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,980.00 (+5.96%)	$314,729 (+13.73%) Land $33,469 Building $281,260	$314,729 (+13.73%) Land $33,469 Building $281,260
2024	$4,700.00 (+8.2%)
2023	$4,344.00 (+701.48%)	$276,742 (+751.2%) Land $34,170 Building $242,572	$276,742 (+751.2%) Land $34,170 Building $242,572
2022	$542.00	$32,512 Land $32,512	$32,512 Land $32,512

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050014023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 38 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	41 (1995–2021)
Claims Outside the SFHA	35 of 41
Most Recent Claim	Aug 2021, rainfall accumulation, Tropical Storm Fred
Claims By Storm	Tropical Storm Fred, Aug 2021 · 4 claims Hurricane Michael, Oct 2018 · 17 claims Severe Storms And Flooding, Jul 2013 · 9 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 204 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	1,000 / 75

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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