Berkeley County property record for 501 Cunningham Dr, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,668 sqft · built 2015 |
| Lot Size | 8.3 acres (361,548 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $550,000 (Jun 2023) |
| Tax Bill | $2,416 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jun 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-10-0097.0034 |
| Primary APN | 02-10-0097.0034 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,668 sqft Living Area |
| 1st Floor Area | 1,668 sqft |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 361,548 sqft (8.3 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 07111975 |
|---|---|
| Street Address | 501 CUNNINGHAM DR |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-7645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 SEC 2 RED HAWK 8.30 ACRES |
| Legal Subdivision | RED HAWK SEC 2 |
| Legal Lot Number | 13 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 971101 |
Source: Berkeley County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 501 CUNNINGHAM DR, FALLING WATERS, WV 25419-7645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MD INC |
| Jun 16, 2023 | Deed, Transfer |
| Aug 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| Aug 30, 2022 | Intrafamily Transfer, Transfer |
| Mar 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2023 · Amount on Record |
| Deed Sale | Jun 16, 2023 · Amount on Record |
| Prior Sale | Aug 30, 2022 |
| Deed Document Number | 20230016459 |
| Deed Book / Page | 1441 / 607 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 501 CUNNINGHAM DR, FALLING WATERS, WV 25419-7645 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | NOT AVAILABLE, MIS |
| Name | Verified Name |
|---|
| Document Number | 004055/577 |
|---|---|
| Date | Sep 8, 2023 |
| Book Page | 4055/577 |
| Instrument | 20230025327 |
| Name | STATE EMPLOYEES CU OF MD INC |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Jun 16, 2023 |
| Property Address | 501 CUNNINGHAM DR, FALLING WATERS, WV 25419-7645 |
| Document Number | 001441/607 |
| Book / Page | 1441 / 607 |
| Map Reference | PC 2 SL 71 |
| Instrument Date | Jun 2, 2023 |
| Instrument | 20230016459 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,235.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 501 CUNNINGHAM DR, FALLING WATERS, WV 25419-7645 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 501 CUNNINGHAM DR, FALLING WATERS, WV 25419-7645 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003944/219 |
|---|---|
| Date | Aug 30, 2022 |
| Book Page | 3944/219 |
| Instrument | 20220031477 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Aug 30, 2022 |
| Property Address | 501 CUNNINGHAM DR, FALLING WATERS, WV 25419-7645 |
| Document Number | 001408/403 |
| Book / Page | 1408 / 403 |
| Map Reference | PC 2 SL 71 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 20220031476 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 501 CUNNINGHAM DR, FALLING WATERS, WV 25419-7645 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 501 CUNNINGHAM DR, FALLING WATERS, WV 25419-7645 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Name | Verified Name |
|---|
| Document Number | 3478/632 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 3478/632 |
| Instrument | 20200008234 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,416.00 (+13.59%) | $198,790 (+18.07%) Land $56,350 Building $142,440 | $331,300 (+18.07%) Land $93,900 Building $237,400 |
| 2023 | $2,127.00 | $168,370 Land $44,050 Building $124,320 | $280,600 Land $73,400 Building $207,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 27 (1985–2025) |
| Claims Outside the SFHA | 3 of 27 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
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